# Delaware Changes – Termination Provisions

This endorsement modifies insurance provided under the following:

- Capital Assets Program (Output Policy) Coverage Part
- Commercial General Liability Coverage Part
- Commercial Property Coverage Part
- Employment-Related Practices Liability Coverage Part
- Farm Coverage Part
- Liquor Liability Coverage Part
- Medical Professional Liability Coverage Part
- Pollution Liability Coverage Part
- Products/Completed Operations Liability Coverage Part

## A. With respect to the:
Farm Property-Farm Dwellings, Appurtenant Structures and Household Personal Property Coverage Form; Commercial Property Coverage Part, and Capital Assets Program (Output Policy) Coverage Part,

If the policy covers a building that contains no more than four dwelling units, one of which is the insured's principal place of residence, or covers the insured's household personal property in a residential building, the following applies:

1. Paragraph 2. of the Cancellation Common Policy Condition is replaced by the following:
   - We may cancel this policy by mailing or delivering to the first Named Insured written notice of cancellation along with the reasons for cancellation at least:
     - 10 days before the effective date of cancellation if we cancel for nonpayment of premium; or
     - 30 days before the effective date of cancellation if we cancel for any other reason.

After coverage has been in effect for more than 60 days or after the effective date of a renewal of this policy, no notice of cancellation will be issued by us unless it is based on at least one of the following reasons:
   - Nonpayment of premium;
   - Discovery of fraud or material misrepresentation made by you or with your knowledge in obtaining the policy, continuing the policy, or in presenting a claim under the policy;
   - Discovery of willful or reckless acts or omissions on your part that increase any hazard insured against;
   - The occurrence of a change in the risk that substantially increases any hazard insured against after insurance coverage has been issued or renewed;
   - A violation of any local fire, health, safety, building, or construction regulation or ordinance with respect to any covered property or its occupancy that substantially increases any hazard insured against;
   - A determination by the Insurance Commissioner that the continuation of the policy would place us in violation of the Delaware insurance laws; or
   - Real property taxes owing on the insured property have been delinquent for two or more years and continue delinquent at the time notice of cancellation is issued.