# Retained limit

The "Retained limit" means a Self-Insured Retention in the amount of $15,000,000, applicable to each "occurrence". The "retained limit" may be eroded by "loss" only and not defense expenses or supplementary payments.

## Catastrophe Management Coverage Endorsement

IV. Notwithstanding anything in this endorsement or elsewhere in this policy, the limited coverage for "bodily injury" and "property damage" provided by virtue of the exceptions in this exclusion does not apply to and no coverage is provided for any notification costs, credit monitoring expenses, forensic expenses or any other similar expenses unless such expenses qualify as covered "catastrophe management expenses" under a Catastrophe Management Coverage Endorsement attached to this policy and then subject to all of the terms and limitations of that coverage.

All other terms and conditions of the policy remain unchanged.
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**Authorized Representative**

XS-43907 (12/14)
© 2014
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