# You Need To Know - continued

- **NOTICE(S) TO POLICYHOLDER(S)**

  The Important Notice(s) to Policyholder(s) provide a general explanation of changes in coverage to your policy. The Important Notice(s) to Policyholder(s) is not a part of your insurance policy and it does not alter policy provisions or conditions. Only the provisions of your policy determine the scope of your insurance protection. It is important that you read your policy carefully to determine your rights, duties and what is and is not covered.

| FORM NUMBER | TITLE |
|-------------|-------|
| NP 73 12 01 15 | Terrorism Insurance Premium Notice And Opportunity To Reject |
| NP 74 09 12 05 | Notice to New York Property Owners and Managers |
| NP 93 98 10 13 | Notice to Policyholder - Important Notice Your Action Required |

## Notes
- The Important Notice(s) to Policyholder(s) do not alter the policy provisions or conditions.
- It is crucial to read the policy carefully for detailed information on rights, duties, and coverage.