# Commercial General Liability Endorsement

**Policy Number:** HDO G48898919  
**Endorsement Number:** 130  
**Commercial General Liability CG 01 25 03 03**

## THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY.

### LOUISIANA CHANGES – INSURING AGREEMENT

This endorsement modifies insurance provided under the following:

**COMMERCIAL GENERAL LIABILITY COVERAGE PART**

#### A. Paragraph 1.a. of Section I – Coverages, Coverage A – Bodily Injury And Property Damage Liability is replaced with the following:
1. **Insuring Agreement**
   - We will pay those sums that the insured becomes legally obligated to pay as damages because of "bodily injury" or "property damage" to which this insurance applies.
   - We will have the right and duty to defend the insured against any "suit" seeking those damages.
   - We may, at our discretion, investigate any "occurrence" and settle any claim or "suit" that may result. But:
     1. The amount we will pay for damages is limited as described in Section III – Limits Of Insurance; and
     2. Our right and duty to defend end when we have used up the applicable limit of insurance in the payment of judgments or settlements under Coverage A or B or medical expenses under Coverage C. However, using up the Medical Expense Limit does not end our right and duty to defend.
   - No other obligation or liability to pay sums or perform acts or services is covered unless explicitly provided for under Supplementary Payments – Coverages A and B.

#### B. Paragraph 1.a. of Section I – Coverages, Coverage B – Personal And Advertising Injury Liability is replaced with the following:
1. **Insuring Agreement**
   - We will pay those sums that the insured becomes legally obligated to pay as damages because of "personal and "advertising injury" to which this insurance applies.
   - We will have the right and duty to defend the insured against any "suit" seeking those damages.
   - We may, at our discretion, investigate any offense and settle any claim or "suit" that may result. But:
     1. The amount we will pay for damages is limited as described in Section III – Limits Of Insurance; and
     2. Our right and duty to defend end when we have used up the applicable limit of insurance in the payment of judgments or settlements under Coverages A or B or medical expenses under Coverage C. However, using up the Medical Expense Limit does not end our right and duty to defend.
   - No other obligation or liability to pay sums or perform acts or services is covered unless explicitly provided for under Supplementary Payments – Coverages A and B.

**CG 01 25 03 03**  
© ISO Properties, Inc., 2002  
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