# POLICY NO.: ECA1KFW16A0W
RENEWAL OF: ECA1KFW15A0W

- Liberalization Clause;
- Cancellation, non-renewal or change in terms notice provisions;
- State specific "No fault", Uninsured Motorist or Underinsured Motorist law, or any similar law, or any other State specific Amendatory Endorsement;
- Crisis Management or Crisis Response provisions;
- Sublimit of liability, unless coverage for such sublimit is specifically endorsed to this Policy;
- Service of Suit Clause or endorsement.

## 6. RESTRICTIVE AS UNDERLYING AND QUOTA SHARE

Notwithstanding the terms, conditions and exclusions or limitations of this Policy, if either;

A) any Underlying Policy(ies) with limits of liability in excess of the Followed Policy but underlying to this Policy (the Intervening Policy(ies) as set forth in Section I B) of Endorsement No. 1 'Schedule of Excess Policy(ies)' to this Policy and hereinafter referred to as "Intervening Policy(ies)") or

B) any Quota Share Policy(ies) (as set forth in Section II of Endorsement No. 1 'Schedule of Excess Policy(ies)' to this Policy and hereinafter referred to as "Quota Share Policy(ies)");

contain any warranties, terms, conditions, exclusions or limitations added by Amendatory Endorsement that are more restrictive than this Policy or the Followed Policy, whether on the effective date of this Policy or at any time during the Policy Period of this Policy, then this Policy shall be deemed to follow those most restrictive warranties, terms, conditions, exclusions or limitations added by Amendatory Endorsement in such Intervening Policy(ies) and Quota Share Policy(ies).

## 7. BUSINESS CONTINUITY

Notwithstanding anything to the contrary, if communications internally within the Named Insured's organization, or between the Named Insured and the Company, or internally within the Representative of the Insured's organization, or between the broker and the Named Insured and/or the Company are materially impeded or prevented by natural disaster or other catastrophe within thirty (30) calendar days of the Policy Period expiration date, the Company agrees to extend this policy for a period of thirty (30) calendar days from such Policy Period expiration date.

Should the Company extend this policy in accordance with the preceding, in consideration for such extension;

A) a pro-rata additional premium shall be paid to the Company in consideration of such extension and;

**Date of Issuance:** July 19, 2016
**BSF-03 (Ed. 03/14)**

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