# ELECTRONIC CHAT ROOMS OR BULLETINS BOARDS EXCLUSION ENDORSEMENT

| Named Insured | International Business Machines Corporation |
|---------------|--------------------------------------------|
| Endorsement Number | 023 |

| Policy Symbol | XOO |
|---------------|-----|
| Policy Number | G27983212 002 |
| Policy Period | 05/21/2017 to 05/21/2018 |
| Effective Date of Endorsement | 05/21/2017 |

Issued By (Name of Insurance Company) | ACE Property and Casualty Insurance Company |

## THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY.

This endorsement modifies insurance provided under the following:
- COMMERCIAL UMBRELLA LIABILITY POLICY

Solely as respects to Electronic Chat Rooms or Bulletin Boards, Paragraph R. Section VII is deleted and replaced by the following:

R. "Personal and advertising injury" means injury arising out of one or more of the following offenses:

1. False arrest, detention or imprisonment;
2. Malicious prosecution;
3. The wrongful eviction from, wrongful entry into, or invasion of the right of private occupancy of a room, dwelling or premises that a person occupies, committed by or on behalf of its owner, landlord or lessor;
4. Oral or written publication, in any manner, of material that slanders or libels a person or organization or disparages a person's or organization's goods, products or services;
5. Oral or written publication, in any manner, of material that violates a person's right of privacy;
6. The use of another's advertising idea in your "advertisement"; or
7. Infringing upon another's copyright, trade dress or slogan in your "advertisement".

All other terms and conditions of this Policy remain unchanged.

**Authorized Representative**

**JOHN J. LUPICA, President**
```

This text is a detailed description of an endorsement for a commercial umbrella liability policy, specifically regarding electronic chat rooms or bulletin boards. It outlines the changes made to the policy, including the definition of "personal and advertising injury."