# THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY.

## ENDORSEMENT #20

This endorsement, effective 12:01 A.M. 05/21/99, forms a part of:

- Policy No.: RMGL 612-27-08 issued to International Business Machines Corporation
- By: American Home Assurance Company

### EMPLOYEES AND RETIREES AS INSUREDS - ALCOHOL AND DRUG INFORMATION PROGRAM

This endorsement modifies insurance provided under the following:

- COMMERCIAL GENERAL LIABILITY COVERAGE FORM.

**Section II - Who is an Insured - 2.a is amended to read:**

It is agreed that employees and retirees are included as additional insureds as respects their participation in the alcohol and drug information program.

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AUTHORIZED REPRESENTATIVE