With respect to the exceptions as stated above, the provisions of this policy will apply.

With respect to the first scheduled Underlying Insurance policy:

1. **Occurrence**
   If the coverage afforded by that policy applies on the basis of injury or damage which occurs during the policy period and is caused by an occurrence, then this policy will provide coverage on the same basis to injury or damage which occurs during the policy period and is caused by an occurrence.

2. **Claims Made**
   If the coverage afforded by that policy applies on the basis of claims which are first made against the insured during the period of that policy, then this policy will provide coverage on the same basis providing that such claim is first made against the insured on or after the Retroactive Date and before the Termination Date of this policy and the injury or damage takes place on or after the Retroactive Date shown on the Declarations page and prior to the termination of this policy.

**Extended Reporting Periods**

If scheduled Underlying Policy(ies) provide coverage on a claims made basis and if such policies provide coverage under an Extended Reporting Period then this policy will provide coverage on the same basis providing that:

a. this policy is cancelled or not renewed;

b. the injury or damage takes place on or after the Retroactive Date of this policy and prior to the Termination Date of this policy;

c. this policy's Extended Reporting Period will NOT apply for a longer period of time than the shortest Extended Reporting Period provided by an Underlying Insurance; or

d. if you are required to submit a written request to any Underlying Insurance company to obtain an Extended Reporting Period endorsement, then:

(1) You must give us a written request for the endorsement within sixty (60) days after the termination of this policy period, and

(2) an additional premium will be required in accordance with our rates. You must pay this additional premium promptly when due.

Your failure to comply with the above conditions will void the Extended Reporting Period coverage under this policy and we would promptly refund any additional premium you paid for the Extended Reporting Period coverage.

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