# Document Content

**SAYRE & TOSO, INC., NOT AN ASSURER.** It is expressly understood and agreed by the assured in accepting this cover note of insurance that Sayre & Toso, Inc., is not an Assurer hereunder and neither is nor shall be in any way or to any extent liable for any loss or damage whatsoever as an Assurer. The Assurer hereunder is Mission Insurance Company.

2. **ASSIGNMENT.** An assignment of any interest under this cover note of insurance shall not bind the Company unless the consent of Sayre & Toso, Inc. to such assignment is endorsed hereon.

3. **WISHERS/CONSIDERATION.** This cover note of insurance shall be void if the assured has concealed or misrepresented any material fact or circumstance concerning this insurance or the subject thereof, or has committed fraud or false swearing in the assured touch, or any matter relating to the insurance or the subject thereof, whether before or after a claim arises.

4. **ACCOUNTING AND AUDIT.** The assured shall cooperate with the Company and, upon the Company's request, shall attend hearings and trials or shall assist in effecting settlements, testifying and giving evidence, obtaining the attendance of witnesses and in the sure act of suit.

5. **TERMS USED IN ENDORSEMENTS.** Wherever the word "Underwritten" appears in any endorsement attached to this cover note of insurance, the words "Mission Insurance Company" shall be deemed substituted therefor.

6. **SMALL AMOUNTS.** It is a condition of this cover note of insurance that no additional premium will be charged nor return given on claims involving amounts does not exceed $2,000.

7. **TERMS OF COVERAGE.** THIS POLICE SUBJECT TO ENDORSEMENTS. This insurance is made and accepted subject to all the provisions, conditions and warranties set forth herein and in any lawful endorsements hereto, whereby, all of which are to be construed in accordance herewith and any provision or conditions appearing in any form or endorsements attached to this cover note of insurance shall have the same force and supersede such cover note of insurance provisions in so far as they are inconsistent hereinafter.

8. **CHANGE.** No change to the terms of this cover note of insurance may be made by any agent, or by any other person shall not affect a waiver, a change in any part of this cover note of insurance or stop the Company from making any payment under this cover note of insurance. Any partial statement in this cover note of insurance be waived or changed, except by endorsement issued to form a part of this cover note of insurance.

**DEFINITION.** The assured agrees that the statements in all applications and representations in connection with the insurance provided for in this agreement and representative only that this cover note of insurance is based in advance upon the truth of such representations and that this cover note of insurance embodies all agreements between the parties and the assured and the Company in regard to this insurance.

**WITNESS HEREOF,** the Company has ever been an insurance company, but this cover note of insurance is not.

**DATED AT S.F., CALIFORNIA**

**SAYRE & TOSO, INC.**

**By:**