# NON-PREMIUM ENDORSEMENT

| Date Prepared | Endorsement No. |
|---------------|-----------------|
| 5-23-95        | 7               |

**Issued By**

- Zurich Insurance Company
- Zurich American Insurance Company of Illinois

**Policy Number:** HXLU 037436  
**Certificate Number:**  
**Named Insured:** International Business Machine Corp.

**Producer:** Johnson & Higgins  
**Producer No.:** OPC  
**Producer No.:** 50138-081  

**Inception (Month-Day-Year):** 05-21-95  
**Expiration (Month-Day-Year):** 05-21-96  
**Effective Date & Time of Endorsement:** 05-21-95  

It is agreed that this policy is hereby amended as indicated. All other terms and conditions of this policy remain unchanged.

In consideration of the premium charged, it is agreed that the words "Thirty (30) days" in line 8 of Condition 5, is hereby deleted and are replaced by the words "Sixty (60) days".

**Signature of Authorized Representative:**
```
Toni Rossano
```

**Z22300 F (ST) 11/81**