# GREATAMERICAN INSURANCE GROUP

**Administrative Offices**
391 E 4th Street
Cincinnati, Ohio 45202-4201
Tel: 513-388-5600

**GAI 6205 (Ed. 07/05)**

**THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY.**

**NEW YORK CHANGES - CANCELLATION AND NONRENEWAL**

**Section VI - Condition D. Cancellation, Paragraph 1., 2., 3., and 5. are deleted and the following conditions are added to VI - Conditions:**

### D. Cancellation

1. The first Named Insured shown in the Declarations may cancel this entire policy by mailing or delivering to us advance written notice of cancellation.

2. **a. Cancellation For Policies In Effect 60 Days Or Less**

   We may cancel this policy by mailing or delivering to the first Named Insured written notice of cancellation at least:

   (1) 30 days before the effective date of cancellation if we cancel for any reason not included in Paragraph (2) below.

   (2) 15 days before the effective date of cancellation if we cancel for any of the following reasons:
   
   (a) nonpayment of premium;
   
   (b) conviction of a crime arising out of acts increasing the hazard insured against;
   
   (c) discovery of fraud or material misrepresentation in the obtaining of the policy or in the presentation of a claim;
   
   (d) after issuance of the policy or after the last renewal date, discovery of an act or omission, or a violation of any policy condition that substantially and materially increases the hazard insured against, and that occurred subsequent to inception of the current policy period.
   
   (e) material change in the nature or extent of the risk occurring after issuance or last annual renewal anniversary date of the policy that causes the risk of loss to be substantially or materially increased beyond that contemplated at the time the policy was issued or last renewed;
   
   (f) required pursuant to a determination by the Superintendent that continuation of our present premium volume would jeopardize our solvency or the hazards to the interest of our policyholders, our creditors or the public; or
   
   (g) a determination by the Superintendent that the continuation of the policy would violate, or would place us in violation of, any provision of the Insurance Code.
   
   (h) if we cancel for nonpayment of premium, our notice of cancellation informs the first Named Insured of the amount due.

### b. Cancellation Of Policies In Effect For More Than 60 Days

If this policy has been in effect for more than 60 days, or if this policy is a renewal or continuation of a policy