**D. "Coverage territory" means anywhere in the world.**

**E. "Employee" means an individual working for you in return for remuneration. "Employee" includes a "leased worker". "Employee" does not include a "temporary worker" or independent contractor.**

**F. "Executive officer" means a person holding any of the officer positions created by your charter, constitution, by-laws or any other similar governing document.**

**G. "Hostile fire" means one which becomes uncontrollable or breaks out from where it was intended to be.**

**H. "Impaired property" means tangible property, other than "your product" or "your work", that cannot be used or is less useful because:**

1. It incorporates "your product" or "your work" that is known or thought to be defective, deficient, inadequate or dangerous; or
2. You have failed to fulfill the terms of a contract or agreement; if such property can be restored to use by:
   1. The repair, replacement, adjustment or removal of "your product" or "your work"; or
   2. Your fulfilling the terms of the contract or agreement.

**I. "Insured" means a person or organization meeting the qualifications set forth in Section II - Who Is An Insured.**

**J. "Insured contract" means:**

1. A lease of premises;
2. A sidetrack agreement;
3. An easement or license agreement in connection with vehicle or pedestrian private railroad crossings at grade;
4. Any other easement agreement, except in connection with construction or demolition operations on or within 50 feet of a railroad;
5. An indemnification of a municipality as required by ordinance, except in connection with work for a municipality;
6. That part of any contract or agreement entered into, as part of your business, by you or any of your "employees", pertaining to the rental or lease of any "auto"; or
7. That part of any other contract or agreement pertaining to your business under which you assume the tort liability of another to pay damages because of "bodily injury" or "property damage" to a third person or organization, if the contract or agreement is made prior to the "bodily injury" or "property damage". Tort liability means a liability that would be imposed by law in the absence of any contract or agreement.

An "insured contract" does not include that part of any contract or agreement:

1. That pertains to the loan, lease or rental of an "auto" to you or any of your "employees", if the "auto" is loaned, leased or rented with a driver;
2. That holds a person or organization engaged in the business of transporting property by "auto" for hire harmless for your use of a covered "auto" over a route or territory that person or organization is authorized to serve by public authority; or
3. Under which the "insured" assumes liability for injury or damage caused by the dumping, discharge or escape of:
   a. Irritants, pollutants or contaminants that are, or that are contained in, any property that is:

**XS-29461 (04/10)**
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