E. Damage to Property

“Property damage” to:

1. Property you own, rent, or occupy, including any costs or expenses incurred by you, or any other person, organization or entity, for repair, replacement, enhancement, restoration or maintenance of such property for any reason, including prevention of injury to a person or damage to another’s property;
2. Premises you sell, give away or abandon, if the “property damage” arises out of any part of those premises;
3. Property loaned to you;
4. Personal property in the care, custody or control of the “insured”;
5. That particular part of real property on which you or any contractors or subcontractors working directly or indirectly on your behalf are performing operations, if the “property damage” arises out of those operations; or
6. That particular part of any property that must be restored, repaired or replaced because “your work” was incorrectly performed on it.

Paragraphs 1, 3 and 4 of this exclusion do not apply to “property damage” (other than damage by fire) to premises, including the contents of such premises, rented to you for a period of seven (7) or fewer consecutive days.

Paragraph 2 of this exclusion does not apply if the premises are “your work” and were never occupied, rented or held for rental by you.

Paragraphs 3, 4, 5 and 6 of this exclusion do not apply to liability assumed under a sidetrack agreement.

Paragraph 6 of this exclusion does not apply to “property damage” included in the “products-completed operations hazard”.

F. Damage to Your Product

“Property damage” to “your product” arising out of it or any part of it.

G. Damage to Your Work

“Property damage” to “your work” arising out of it or any part of it and included in the “products-completed operations hazard”.

This exclusion does not apply if the damaged work or the work out of which the damage arises was performed on your behalf by a subcontractor.

H. Electronic Chat Rooms or Bulletin Boards

“Personal and advertising injury” arising out of an electronic chat room or bulletin board the “insured” hosts, owns, or over which the “insured” exercises control.

I. Employer's Liability

“Bodily injury” to:

1. An “employee” of the “insured” arising out of and in the course of:
   a. Employment by the “insured”; or
   b. Performing duties related to the conduct of the “insured’s” business; or
2. The spouse, child, parent, brother or sister of that “employee” as a consequence of Paragraph 1 above.

This exclusion applies:

1. Whether the “insured” may be liable as an employer or in any other capacity; and

XS-20835 (08/06)
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