# WHO IS AN INSURED AMENDMENT

(d) Arising out of his or her providing or failing to provide professional health care services.

(2) "Property damage" to property:

(a) Owned, occupied or used by,

(b) Rented to, in the care, custody or control of, or over which physical control is being exercised for any purpose by

you, any of your "employees", "volunteer workers", any partner or member (if you are a partnership or "joint venture"), or any member (if you are a limited liability company).

b. Any person (other than your "employee" or "volunteer worker"), or any organization while acting as your real estate manager.

c. Any person or organization having proper temporary custody of your property if you die, but only:

(1) With respect to liability arising out of the maintenance or use of that property; and

(2) Until your legal representative has been appointed.

d. Your legal representative if you die, but only with respect to duties as such. That representative will have all your rights and duties under this Coverage Part.

e. Your "employees" and your invited guests:

(1) while practicing for or participating in athletic games or as a member of a team sponsored by you;

(2) while attending social gatherings sponsored by you.

3. Any organization you newly acquire or form over which you maintain ownership or majority interest, will qualify as a Named Insured if:

a. The expected annual revenues of such organization are less than $5,000,000,000 and the operations of such organizations are consistent with the operations of the Named Insured; however

(1) Coverage A does not apply to "bodily injury" or "property damage" that occurred before you acquired or formed the organization; and

(2) Coverage B does not apply to "personal and advertising injury" arising out of an offense committed before you acquired or formed the organization.

b. The expected annual revenues of such organization are equal to or greater than $5,000,000,000 or the operations of such organization are not consistent with the operations of the Named Insured and there is no other similar insurance available to that organization. However:

(1) Coverage under this provision is afforded only until the 90th day after you acquire or form the organization or the end of the policy period, whichever is earlier;

(2) Coverage A does not apply to "bodily injury" or "property damage" that occurred before you acquired or formed the organization; and

(3) Coverage B does not apply to "personal and advertising injury" arising out of an offense committed before you acquired or formed the organization.

(4) A "joint venture" in which you have an ownership interest is an insured but only for your liability arising out of such "joint venture". However, where any Named Insured has 50.1% interest or greater or majority management control or where any Named Insured is obligated by contract or agreement to provide insurance to any "joint venture" such

MS-13629 05/19
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