# Additional Policy Provisions - 179052 12 07

**Policy Amendment - Excess Liability Policy**

## SECTION IV - EXCLUSIONS, D. EMPLOYMENT PRACTICES, is replaced by the following:

### D. EMPLOYMENT PRACTICES

1. To any liability arising out of any employment-related or personnel practices, policies, acts or omissions. This includes, but is not limited to:
   a. Refusal to employ;
   b. Termination of employment;
   c. Coercion, criticism, demotion, failure to promote, evaluation, reassignment, discipline, defamation, self-defamation, harassment, humiliation, discrimination, libel, slander, false arrest or imprisonment, violation of a person's right of privacy, or malicious prosecution; or
   d. Any consequential injury or damages as a result of a., b. or c. above.

2. This exclusion applies:
   a. To all claims, demands, charges, complaints or Suits by any person(s) or organization(s) for damages because of such injury or liability, including damages for care and loss of services, whether such injury-causing event occurs before employment, during employment or after employment;
   b. Whether any Insured may be held liable as an employer or in any other capacity either directly or indirectly related to employment; and
   c. To any obligation to share damages with or repay someone else who must pay damages because of such injury or liability.

All other terms and conditions of the policy remain unchanged.

This Form must be attached to Change Endorsement when issued after the policy is written.
One of the Fireman's Fund Insurance Companies as named in the policy

**Secretary:** [Signature]
**President:** [Signature]

179052 12-07
Copyright 2007, Fireman's Fund Insurance Company, Novato, CA. All rights reserved.