**POLICY NUMBER:** GL 017-90-97

If this policy is conditionally continued, we will mail or deliver to the first Named Insured written notice at least 20 days before the effective date of the change or elimination. We will mail or deliver our notice to the first Named Insured's last mailing address known to us if notice is mailed; proof of mailing will be sufficient proof of notice. Delivery of the notice will be the same as mailing.

**b. NONRENEWAL**

If, as allowed by the laws of New York State, we:
(1) Do not renew this policy; or
(2) Condition policy renewal upon:
(a) Change-of limits; or
(b) Elimination of coverage;
we will mail or deliver written notice of nonrenewal or conditional renewal:
(a) At least 45 days; but
(b) Not more than 60 days;
before the expiration date of the policy. We will mail or deliver our notice to the first Named Insured's last mailing address known to us. If notice is mailed, proof of mailing will be sufficient proof of notice. Delivery of the notice will be the same as mailing.

**E. The following is added to the Farm Property Coverage Form and the COMMERCIAL PROPERTY COVERAGE PART:**

When the property is subject to the Anti-Arson Application in accordance with New York Insurance Department Regulation No. 96, the following provisions are added:

Unless you return the completed, signed and affirmed anti-arson application to us:
1. Or our broker or agent within 45 days of the effective date of the policy, we will rescind this entire policy by giving:
a. 5 days written notice to you; and
b. 10 days written notice to the mortgage holder shown in the Declarations.
2. 15 days before the expiration date of the policy, we will not renew the policy. We will give written notice of nonrenewal:
a. To you at least 5 days before the expiration date of the policy; and

**b. To the mortgage holder shown in the Declarations at least 10 days before the expiration of the policy.**

These nonrenewal provisions supersede all other such provisions of this policy including this endorsement.

If the notice in 1. or 2. above is mailed, proof of mailing will be sufficient proof of notice. Delivery of the notice will be the same as mailing.

**F. The following applies to the COMMERCIAL PROPERTY COVERAGE PART and the FARM COVERAGE PART:**

Paragraphs f. and g. of the MORTGAGE HOLDERS Condition are replaced by the following:

**f. CANCELLATION**

(1) If we cancel this policy, we will give written notice to the mortgage holder at least:
(a) 10 days before the effective date of cancellation if we cancel for your nonpayment of premium; or
(b) 30 days before the effective date of cancellation if we cancel for any other reason.
(2) If you cancel this policy, we will give written notice to the mortgage holder. With respect to the mortgage holder's interest only, cancellation will become effective on the later of:
(a) The effective date of cancellation of the insured's coverage; or
(b) 10 days after we give notice to the mortgage holder.

**g. NONRENEWAL**

(1) If we elect not to renew this policy, we will give written notice to the mortgage holder at least 10 days before the expiration date of this policy.
(2) If you elect not to renew this policy, we will give written notice to the mortgage holder. With respect to the mortgage holder's interest only, nonrenewal will become effective on the later of:
(a) The expiration date of the policy; or
(b) 10 days after we give notice to the mortgage holder.

Page 4 of 5
Copyright, Insurance Services Office, Inc., 1995
IL 02 68 09 95
Copyright, ISO Commercial Risk Services, Inc., 1995