d. Acting as a mortgagee, mortgage servicing agent, or "fiduciary" with regard to deeds of trust or mortgages;

e. Responsibility as a stock transfer agent and acting as an escrow fund agent or escrow company;

f. Administering or settling of estates or trusts or managing real or personal property of others;

g. Financial counseling and loan services including the servicing of any loan, lease or extension of credit (whether consumer, commercial mortgage banking or otherwise, but not including financing for investment banking or leveraged or management buyouts);

h. Record keeping, billing and disbursements of principal or interest;

i. Receipt or payment of insurance premiums and taxes;

j. Credit reporting or statements of creditworthiness;

k. Determination of the depreciation amount of property (but not projections of or an appraisal for residual or future value of property or any similar administrative activity);

l. The preparing, approving, or the failure to prepare or approve maps, drawings, opinions, reports, surveys, change orders, or specifications, supervisory, inspection or engineering services, or the failure to provide those services;

All other terms and conditions of this Policy remain unchanged.

**JOHN J. LUPICA, President**

**Authorized Representative**

MS-206061 (04/17)

©Chubb. 2016. All rights reserved.

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