# G. POLLUTION

1. To any liability arising
   a. Directly;
   b. Indirectly;
   c. In concurrence, or in any sequence with a cause for which coverage may be afforded by this policy; out of the actual, alleged or threatened existence, discharge, dispersal, seepage, migration, release or escape of Pollutants.

2. To any loss, cost or expense arising out of any:
   a. Request, demand, order or statutory or regulatory requirement that any Insured or others test for, monitor, clean up, remove, contain, treat, detoxify or neutralize, or in any way respond to, or assess the effects of, Pollutants; or
   b. Claim or suit by or on behalf of a governmental authority for damages because of testing for, monitoring, cleaning up, removing, containing, treating, detoxifying, neutralizing, or in any way responding to, or assessing the effects of, Pollutants.

It is the intent and effect of this exclusion G. to exclude any or all coverage afforded by this policy for any claim, action, judgment, liability, settlement, defense, or expense in any way arising out of the existence, discharge, dispersal, seepage, migration, release or escape of Pollutants.

This exclusion applies:
1. Whether the existence, discharge, dispersal, seepage, migration, release or escape of Pollutants:
   a. Results from any Insured's activities or the activities of others; or
   b. Is sudden, gradual, accidental, intended, foreseeable, expected, fortuitous, or inevitable; and
2. Wherever or however the existence, discharge, dispersal, seepage, migration, release or escape of Pollutants occurs.

## SECTION V - CONDITIONS

A. APPEALS - If the insurer of any Underlying Insurance elects not to appeal a judgment that is in excess of the amount of the Underlying Insurance, we may elect to appeal. If we appeal, we will pay the expenses of such appeal. Such payments will not reduce our Limits of Insurance.

B. BANKRUPTCY
1. Bankruptcy or insolvency of any Insured or Insured's estate does not relieve us of our obligations under this policy.
2. If the insurer of any Underlying Insurance becomes bankrupt or insolvent, this policy:
   a. Does not replace such Underlying Insurance; and
   b. Applies as though such Underlying Insurance were available and collectible.