# CANCELLATION

The cancellation provisions of this Policy will follow the cancellation provisions of the "Followed Policy" except as provided by endorsement to this Policy.

Notwithstanding any other provision in this Policy, in the event that the Company's financial strength rating is issued (1) below "A-" (A minus) by A.M. Best Co., or (2) below "BBB" by Standard & Poor's Ratings Services, (hereinafter "Credit Rating Downgrade"), this Policy may be canceled by the Named Insured by mailing written notice to the Company or by surrender of this Policy to the Company or its authorized agent. If this Policy is canceled by the Named Insured after such "Credit Rating Downgrade", the Company shall retain the pro rata proportion of the premium herein.

Payment or tender of any unearned premium by the Company shall not be a condition precedent to the effectiveness of cancellation but such payment shall be made as soon as practicable.

## NOTICE OF OCCURRENCE

Whenever the Insured has information from which they may reasonably conclude that an occurrence, claim, or suit covered hereunder involves injuries or damages which, in the event that the Insured should be held liable, is likely to involve this Policy, notice shall be sent to the Company at the address stated in Item 6.a. of the Declarations as soon as practicable.

## NON FOLLOW FORM

Notwithstanding the terms, definitions, conditions, or exclusions of the Policy, in no event shall this Policy follow the terms, definitions, conditions, or exclusions of the "Followed Policy" with respect to or as a result of any liberalization clause, or coverage that is subject to a sublimit of liability provided by the "Followed Policy" unless coverage for such sublimit of liability is specifically endorsed to this Policy.

## BUSINESS CONTINUITY

Notwithstanding anything to the contrary, if communications internally within the Named Insured's organization, or between the Named Insured and the Company, or internally within the Producer's organization, or between the Producer and the Named Insured and/or the Company are materially impeded or prevented by natural disaster or other catastrophe within thirty (30) calendar days of the Policy Period expiration date, the Company agrees to extend this Policy for a period of thirty (30) calendar days from such Policy Period expiration date.

Should the Company extend this Policy in accordance with the preceding:

- a pro-rata additional premium shall be paid to the Company in consideration of such extension; and
- such extension of the Policy Period will not increase or reinstate any aggregate Limit of Liability as set forth in Item 4. of the Declarations of this Policy.

The Named Insured and the Company may, by mutual agreement, retroactively void such thirty (30) calendar day extension of the Policy Period.