# Non-Premium Endorsement

**Issued by:**
- The Home Insurance Company (X)
- City Insurance Company ( )
- The Home Indemnity Company ( )
- The Home Insurance Company of Indiana ( )

**Policy Number:** HXL-F 86 48 40
**Certificate Number:** 
**Named Insured:** International Business Machine Corp.
**Producer:** Johnson & Higgins of New York Inc.
**Producer No.:** OPC
**Producer No.:** 50138-081
**Policy Period:** Inception (Month-Day-Year): 05-21-92 | Expiration (Month-Day-Year): 05-21-93 | Effective Date and Time of Endorsement: 05-21-92

It is agreed that this policy is hereby amended as indicated. All other terms and conditions of this policy remain unchanged.

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## AMENDATORY ENDORSEMENT - NEW YORK
### Excess Liability

It is agreed that the conditions section is amended to read, in part, as follows:

A. **Condition 3. (Notification of Accidents or Occurrences)**
   - Condition 3 is deleted and the following substituted:
   
   3. Notice of Occurrence
   Whenever the Insured has information from which the Insured may reasonably conclude that an occurrence covered hereunder involves injuries or damage which, in the event that the Insured be held liable, is likely to involve this Policy, notice shall be given by or on behalf of the Insured to the Company or any of its authorized agents as soon as practicable, provided, however, that failure to give notice of any occurrence which at the time of its happening did not appear to involve this Policy but which, at a later date, would appear to give rise to claims hereunder shall not prejudice such claims.

B. **Condition 6. (Bankruptcy and Insolvency)**
   - Condition 6 is hereby added to the policy.
   
   6. Bankruptcy and Insolvency
   In the event of the bankruptcy or insolvency of the Insured or any entity comprising the Insured, the Company shall not be relieved thereby of the payment of any claims hereunder because of such bankruptcy or insolvency.

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**Signature of Authorized Representative**

**H22300 F (ST) 11/81**

**The Home Insurance Companies**
**INSURED COPY**