**POLICY NUMBER:** HDO G71237606

**Endorsement Number:** 130

**IL 02 74 09 08**

**THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY.**

# MISSOURI CHANGES – CANCELLATION AND NONRENEWAL

This endorsement modifies insurance provided under the following:

- CAPITAL ASSETS PROGRAM (OUTPUT POLICY) COVERAGE PART
- COMMERCIAL GENERAL LIABILITY COVERAGE PART
- COMMERCIAL PROPERTY COVERAGE PART
- CRIME AND FIDELITY COVERAGE PART
- EMPLOYMENT-RELATED PRACTICES LIABILITY COVERAGE PART
- EQUIPMENT BREAKDOWN COVERAGE PART
- FARM COVERAGE PART
- LIQUOR LIABILITY COVERAGE PART
- MEDICAL PROFESSIONAL LIABILITY COVERAGE PART
- POLLUTION LIABILITY COVERAGE PART
- PRODUCTS/COMPLETED OPERATIONS LIABILITY COVERAGE PART

**A.** When this endorsement is attached to the Standard Property Policy CP 00 99, the term Commercial Property Coverage Part in this endorsement also refers to the Standard Property Policy.

**B.** With respect to the:
- Commercial General Liability Coverage Part
- Commercial Property – Legal Liability Coverage Form CP 00 40
- Commercial Property – Mortgageholders Errors And Omissions Coverage Form CP 00 70
- Crime And Fidelity Coverage Part
- Employment-related Practices Liability Coverage Part
- Equipment Breakdown Coverage Part
- Farm Liability Coverage Form
- Liquor Liability Coverage Part
- Pollution Liability Coverage Part
- Products/Completed Operations Liability Coverage Part
- Medical Professional Liability Coverage Part;
the following Cancellation and Nonrenewal Provisions apply:

1. Paragraph 2. of the Cancellation Common Policy Condition is replaced by the following:
2. We may cancel this policy by mailing or delivering to the first Named Insured written notice of cancellation, stating the actual reason for cancellation, at least:
   a. 10 days before the effective date of cancellation if we cancel for nonpayment of premium;
   b. 30 days before the effective date of cancellation if cancellation is for one or more of the following reasons:
      (1) Fraud or material misrepresentation affecting this policy or a claim filed under this policy or a violation of any of the terms or conditions of this policy;
      (2) Changes in conditions after the effective date of this policy which have materially increased the risk assumed;
      (3) We become insolvent; or
      (4) We involuntarily lose reinsurance for this policy.
   c. 60 days before the effective date of cancellation if we cancel for any other reason.

**NONRENEWAL**
2. The following is added and supersedes any provision to the contrary:
   a. We may elect not to renew this policy by mailing or delivering to the first Named Insured, at the last mailing address known to us, written notice of nonrenewal, stating the actual reason for nonrenewal, at least 60 days prior to the effective date of the nonrenewal.
   b. If notice is mailed, proof of mailing will be sufficient proof of notice.

**IL 02 74 09 08**

© ISO Properties, Inc., 2007

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