# INTERNATIONAL BUSINESS MACHINES CORPORATION

## UMBRELLA/EXCESS LIABILITY PROGRAM
**EFFECTIVE:** 5/21/89 - 5/21/90

1) **$25 MILLION LEAD UMBRELLA**
   - American Home
     - $25 Mil
     - Policy #: BE1944928

2) **$25 MILLION EXCESS OF $25 MILLION**
   - Aetna C&S
     - $10 Mil
     - Policy #: 01XN7326SCA
   - New England (RCA)
     - $5 Mil
     - Policy #: EN0000043
   - North River (Tri City)
     - $5 Mil
     - Policy #: 5312019168
   - AIU
     - $5 Mil
     - Policy #: 75104945

3) **$15 MILLION EXCESS OF $50 MILLION**
   - American Home
     - $10 Mil
     - Policy #: 1992504
   - Royal (Tri City)
     - $5 Mil
     - Policy #: RHA000673

4) **$25 MILLION EXCESS OF $65 MILLION**
   - Chubb
     - $10 Mil
     - Policy #: 79089897
   - Lexington* (RCA)
     - $6 Mil
     - Policy #: 5568162
   - AIU
     - $5 Mil
     - Policy #: 75104946
   - North River
     - $4 Mil
     - Policy #: 5314002669

5) **$55 MILLION EXCESS OF $90 MILLION**
   - Home
     - $20 Mil
     - Policy #: HXLF270499
   - Chubb
     - $15 Mil
     - Policy #: 79089898
   - CIGNA
     - $10 Mil
     - Policy #: XCP023791-9
   - California Union*
     - $10 Mil
     - Policy #: 2CX009863
     - (HENRY WARD JOHNSON)

6) **$10 MILLION EXCESS OF $145 MILLION**
   - Fireman's Fund
     - $10 Mil
     - Policy #: XOM2107152 (U.S.)
     - Policy #: XXX1870161 (Canada)
     - Policy #: GFE5344235 (Mass.)

**TOTAL LIMITS:** $155 MILLION EXCESS OF PRIMARY

*Non-Admitted Carrier; not authorized to transact business in New York State.*

JOHNSON & HIGGINS

IBM-ZRIND 64190