# Policy Endorsement

**Policy Number:** CCU3967489  
**Effective Date of Endorsement:** May 21, 2013  
**XS 70 57 12 12**  
**Endorsement No:** 4

## THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY.

## FOLLOWING FORM ENDORSEMENT

It is agreed that this policy follows the exact terms and conditions of the policy described below:

**ACE Property and Casualty Insurance Company**  
**XOO G27051169**

except with respect to:

1. Limits of Insurance
2. Policy Period
3. Premium
4. Schedule of Underlying Insurance
5. Any other exclusion specifically added to this policy by endorsement
6. Any coverage that is provided in any "underlying insurance" with a limit that is included within and lower than "underlying limits of insurance", commonly referred to as a sub-limit.

If any provisions of the first "controlling underlying insurance" conflict with the terms identified above as 1. through 6. in this endorsement, the provisions of this policy shall apply.

In no event will this policy provide broader coverage in any respect than would be provided by any of the "underlying insurance".

Nothing contained in this endorsement shall obligate us to defend or investigate any claim or suit before the "Underlying Limits of Insurance" shown in the Schedule of Underlying Insurance are exhausted by payment of judgments or settlements.

All other terms and conditions of the policy remain unchanged.