# CHUBB Enhanced Commercial Umbrella Liability Policy

This insurance does not apply to "personal and advertising injury" committed by an "insured" whose business is:

1. Advertising, broadcasting, publishing or telecasting;
2. Designing or determining content of web-sites for others; or
3. An Internet search, access, content or service provider.

However, this exclusion does not apply to Paragraphs 1., 2. and 3. of the definition of "personal and advertising injury" found in Section VII. DEFINITIONS of this policy.

For the purposes of this exclusion, the placing of frames, borders, links or advertising, for you or others anywhere on the Internet is not, by itself, considered the business of advertising, broadcasting, publishing or telecasting.

- **Miscellaneous Laws**

This insurance does not apply to any "loss", demand, claim, or "suit" under:

1. The Employee Retirement Income Security Act of 1974, including any amendment thereto or any similar law; or
2. Any workers' compensation, disability benefits, unemployment compensation laws or any similar laws.

- **Nuclear**

This insurance does not apply to:

1. any injury or damage:
   a. With respect to which an "insured" under the policy is also an "insured" under a nuclear energy liability policy issued by the Nuclear Energy Liability Insurance Association, Mutual Atomic Energy Liability Underwriters, Nuclear Insurance Association of Canada, or any of their successors, or would be an "insured" under any such policy but for its termination upon exhaustion of its limit of insurance; or
   b. Resulting from the "hazardous properties" of "nuclear material" and with respect to which (1) any person or organization is required to maintain financial protection pursuant to the Atomic Energy Act of 1954, or any law amendatory thereof, or (2) the "insured" is, or had this policy not been issued would be, entitled to indemnity from the United States of America, or any agency thereof, under any agreement entered into by the United States of America, or any agency thereof, with any person or organization.
2. any injury or damage resulting from the "hazardous properties" of "nuclear material", if:
   a. The "nuclear material" (1) is at any "nuclear facility" owned by, or operated by or on behalf of, an "insured" or (2) has been discharged or dispersed therefrom;
   b. The "nuclear material" is contained in "spent fuel" or "nuclear waste" at any time possessed, handled, used, processed, stored, transported or disposed of by or on behalf of an "insured"; or
   c. The injury or damage arises out of the furnishing by an "insured" of services, materials, parts or equipment in connection with the planning, construction, maintenance, operations or use of any "nuclear facility".

As used in this exclusion, "injury or damage" includes all forms of radioactive contamination of property.

- **Other “Personal and Advertising Injury”**

This insurance does not apply to "personal and advertising injury":

XSE- 50762(05/18)
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