# CHUBB Enhanced Commercial Umbrella Liability Policy

3.) Such premises, site or location is not and never was owned or occupied by, or rented or loaned to, any "insured", other than that additional "insured".

d. **Work Performed by You or a Contractor or Subcontractor**

"Bodily injury" or "property damage" sustained within a building and caused by the release of gases, fumes or vapors from materials brought into that building in connection with operations being performed by you or on your behalf by a contractor or subcontractor.

e. **Fuels, Lubricants and Other Operating Fluids - "Mobile Equipment"**

"Bodily injury" or "property damage" arising out of the escape of fuels, lubricants or other operating fluids that are needed to perform the normal electrical, hydraulic or mechanical functions necessary for the operation of "mobile equipment" or its parts, if such fuels, lubricants or other operating fluids escape from a vehicle part designed to hold, store or receive them. This exception does not apply if the "bodily injury" or "property damage" arises out of the intentional discharge, dispersal or release of the fuels, lubricants or other operating fluids; or if such fuels, lubricants or other operating fluids are brought on or to the premises, site or location with the intent that they be discharged, dispersed or released as part of the operations being performed by such "insured", contractor or subcontractor.

f. **Fuels, Lubricants, Fluids – "Auto"**

"Bodily injury" or "property damage" arising out of fuels, lubricants, fluids, exhaust gases or other similar "pollutants" that are needed for or result from the normal electrical, hydraulic or mechanical functioning of a covered "auto" or its parts, if:

1.) The "pollutants" escape, seep, migrate, or are discharged, dispersed or released directly from an "auto" part designed by its manufacturer to hold, store, receive or dispose of such "pollutants"; and

2.) The "bodily injury", "property damage" or any covered pollution cost or expense does not arise out of the operation of any equipment listed in Paragraphs 6.b. and 6.c. of the definition of "mobile equipment".

g. **Upset, Overturn or Damage of an "Auto"**

"Bodily injury" or "property damage" arising out of an "occurrence" that takes place away from premises owned by or rented to an "insured" with respect to "pollutants" not in or upon an "auto" if:

1.) The "pollutants" or any property in which the "pollutants" are contained are upset, overturned or damaged as a result of the maintenance or use of an "auto"; and

2.) The discharge, dispersal, seepage, migration, release or escape of the "pollutants" is caused directly by such upset, overturn or damage.

h. **Products-Completed Operations Hazard**

"Bodily Injury" or "property damage" included in the "products-completed operations hazard" provided that "your product" or "your work" has not at any time been:

1.) discarded, dumped, abandoned, thrown away; or

2.) transported, handled, stored, treated, disposed of, or processed, as waste;

by anyone.

i. **Time Element**

"Bodily injury" or "property damage" caused by any peril other than those listed in a. through h. above, provided that the discharge, dispersal, seepage, migration, release or escape of