c. The expenses of the recovery will be distributed in proportion to the share of each party's recovery. But, if we conduct the recovery proceedings by ourselves:

(1) We will pay all expenses; and

(2) If we make a recovery, we will be reimbursed in full from the recovery for our expenses before the recovery is distributed.

**SECTION VI - DEFINITIONS**

A. Asbestos includes but is not limited to: asbestos, asbestos products, asbestos fibers, asbestos dust, and asbestos contained in products or materials.

B. Named Insured means any person or organization shown in the Named Insured section of our Declarations.

C. First Named Insured means the person or organization shown first in the Named Insured section of our Declarations.

D. Insured has the same meaning as has the term in the First Underlying Insurance.

E. Pollutants means any solid, liquid, gaseous or thermal irritant or contaminant, including smoke, vapor, soot, fumes, acids, alkalis, chemicals, and waste. Waste includes materials to be recycled, reconditioned or reclaimed.

F. Suit has the same meaning as has the term in the First Underlying Insurance.

G. Occurrence has the same meaning as has the term "occurrence" contained in First Underlying Insurance. But with respect to personal and advertising injury as defined in First Underlying Insurance, the term means a personal and advertising injury offense which causes such injury.

H. Underlying Insurance means the policy or policies of insurance, including the First Underlying Insurance, shown in our Schedule of Underlying Insurance.

I. First Underlying Insurance means the policy of insurance scheduled as such in our Schedule of Underlying Insurance.

To show that we agree with the terms of this policy, we have had it signed by our President and Secretary. But where countersignature is required by law, it shall not bind us unless it has been countersigned on the Declarations Page by one of our authorized agents.