# Policyholder Notice

## Commercial Lines Deregulation
New York

The following is applicable to any policy other than a Workers Compensation and Employers Liability contained in the attached proposal. These policies will also be issued with this notice.

**NOTICE:** THESE POLICY FORMS AND THE APPLICABLE RATES ARE EXEMPT FROM THE FILING REQUIREMENTS OF THE NEW YORK STATE INSURANCE LAW AND REGULATIONS. HOWEVER, THE FORMS AND RATES MUST MEET THE MINIMUM STANDARDS OF THE NEW YORK INSURANCE LAW AND REGULATIONS.