h. Record keeping, billing and disbursements of principal or interest;
i. Receipt or payment of insurance premiums and taxes;
j. Credit reporting or statements of creditworthiness;
k. Determination of the depreciation amount of property (but not projections of or an appraisal for residual or future value of property or any similar administrative activity);
l. The preparing, approving, or the failure to prepare or approve maps, drawings, opinions, reports, surveys, change orders, or specifications, supervisory, inspection or engineering services, or the failure to provide those services;

All other terms and conditions of this Policy remain unchanged.

**Authorized Representative**

MS-9628 (05/12)
© 2012
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