**(a) It was accidental and neither expected nor intended from the standpoint of the "insured" (other than a non-routine action taken to avoid or mitigate "bodily injury" or "property damage");**

**(b) It was demonstrable as having commenced on a specific date during the "policy period";**

**(c) Its commencement became known to the "insured" within twenty (30) calendar days;**

**(d) Its commencement was reported in writing to us within eighty (90) calendar days of becoming known to any officer of the "insured"; any manager in your risk management, insurance or legal department; any "employee" who was authorized by you to give or receive notice of an "occurrence", claim or "suit"; or any "insured" authorized or responsible to report the commencement; and**

**(e) Reasonable effort was expended by the "insured" to terminate the discharge, dispersal, seepage, migration, release or escape of "pollutants" as soon as conditions permitted.**

However, none of the above exceptions to this pollution exclusion will apply to, and there will be no coverage for:

**i. Any discharge, dispersal, seepage, migration, release or escape of "pollutants" at or from any site or location which is or was at any time principally used by or for any "insured" or others for the handling, storage, disposal, dumping, processing or treatment of waste material;**

**ii. Any fines or penalties;**

**iii. Any clean up, "loss", cost or expense arising out of any governmental request, demand, order or statutory or regulatory requirement. However, this provision will not apply to "loss", cost or expense (a) arising out of clean-up by a private third party, (b) that quality as damages as a result of "property damage" otherwise covered by an exception to this exclusion, that are also the subject of a governmental request, demand, order or statutory or regulatory requirement;**

**iv. "Bodily injury" or "property damage" or any "loss", cost or expense arising out of acid rain or acid runoff;**

**v. Clean-up, removal, containment, treatment, detoxification or neutralization of "pollutants" at or from any premises which the "insured" owns, rents or occupies at the time of the actual discharge, dispersal, seepage, migration, release or escape of such "pollutants"; or**

**vi. Any "bodily injury", "property damage" or any "loss", cost or expense arising out of any discharge, dispersal, seepage, migration, release or escape of "pollutants" in knowing violation of or non-compliance with governmental permits.**

## POLLUTION SELF-INSURED RETENTION

For the purpose of this endorsement only, the Self-Insured Retention in the Declarations is amended as follows:

For any "loss" to which this insurance applies by virtue of an applicable exception to this pollution exclusion, the Self-Insured Retention for which the Named insured is responsible will be $15,000,000 each "occurrence". This Self-Insured Retention will not be reduced by "defense expenses".

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