# New York Amendatory Endorsement (continued)

## Cancellation by the Company of Policies in Effect for More than 60 Days

If this policy:
- has been in effect for more than 60 days; or
- is a renewal or continuation of a policy the Company issued:

the Company may cancel the policy for the reasons listed in paragraph b. above, under "Cancellation by the Company of Policies in Effect 60 Days or Less" above provided a written notice stating the reason for cancellation is mailed or delivered to the first named insured at the address shown in this policy, and the authorized agent or broker, if any, at least 15 days before the effective date of cancellation.

## Nonrenewal

If the Company elects not to renew this policy, the Company will send notice as provided in the "NOTICE OF NONRENEWAL AND CONDITIONAL" provision below, along with the reason for nonrenewal.

## Conditional Renewal

If the Company conditions renewal of this policy upon:
- change of limits;
- change in type of coverage;
- reduction of coverage;
- increased deductible;
- addition of exclusion; or
- increased premium in excess of 10%, exclusive of any premium increase due to and commensurate with insured value added, or as a result of experience rating, retrospective rating or audit;

the Company will send notice as provided in the NOTICE OF NONRENEWAL AND CONDITIONAL RENEWAL provision below.

## Notice of Nonrenewal And Conditional Renewal

a. If the Company elects not to renew this policy or to conditionally renew this policy as provided in the NONRENEWAL or CONDITIONAL RENEWAL provisions above, the Company will mail or deliver written notice to the first named insured shown in the Declarations, at least 60 but not more than 120 days before:
(1) the expiration date; or
(2) the anniversary date if this is a continuous policy.
b. Notice will be mailed or delivered to the first named insured at the address shown in the policy and the authorized agent or broker. If notice is mailed, proof of mailing will be sufficient proof of notice.
c. The Company will not send notice of nonrenewal or conditional renewal if the insured, the authorized agent or broker or another insurer mails or delivers notice that the policy has been replaced or is not longer desired.

New York Amendatory
Form 07-02-1439 (Ed. 11/98) Endorsement
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