any payments; and

(C) Information on notice of any "occurrences", including date and description of "occurrence".

7. If we cancel this policy, we shall retain the pro rata proportion of the premium hereon.

II. Nothing herein shall be construed to limit the grounds for which we may lawfully rescind this policy or decline to pay a claim under this policy.

III. As used in this endorsement:

"Excess liability policy" means a policy of commercial risk, public entity or professional liability insurance, including a commercial umbrella policy, when written over one or more underlying liability policies that provide with respect to the same risk coverage of at least five hundred thousand dollars in the aggregate.

"Jumbo risk" means a business entity that generates gross revenues exceeding one hundred million dollars annually and that develops an annual liability premium for the policy of at least five hundred thousand dollars, but shall not include any public entity or not-for-profit corporation.

If "insured" is not defined in Section V. DEFINITIONS of this policy, then "insured" shall have the same meaning as provided in the WHO IS AN INSURED Section, including any amendments to that section by endorsement.

All other terms and conditions of the policy remain unchanged.

Authorized Representative OR
Countersignature (in states where applicable)

NY-UN-001-11/2013
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