3. Other Insurance

The insurance afforded by this policy shall be excess insurance over any valid and collectible insurance available to you, for loss covered by those policy's described in Item 5 - Schedule of Underlying Policies (except insurance purchased specifically to apply excess of this policy).

4. Notice of Occurrence

Whenever it appears that an occurrence is likely to involve this policy, written notice shall be given to us. Such notice shall identify you and include any reasonably obtainable information about the occurrence.

5. Terms Conformed to Statute

The terms of this policy which are in conflict with the statutes of the state wherein the policy is issued are amended to conform to such statutes.