**POLICY NUMBER:** NY20AXSZ056H1IV  
**POLICY EFFECTIVE:** 5/21/2020 12:01:00 AM

5. **NON FOLLOW FORM**

Notwithstanding the terms, definitions, conditions, or exclusions of the Policy, in no event shall this Policy follow the terms, definitions, conditions, or exclusions of the "Followed Policy" with respect to or as a result of any liberalization clause, or coverage that is subject to a sublimit of liability provided by the "Followed Policy" unless coverage for such sublimit of liability is specifically endorsed to this policy.

6. **BUSINESS CONTINUITY**

Notwithstanding anything to the contrary, if communications internally within the Named Insured's organization, or between the Named Insured and the Company, or internally within the Producer's organization, or between the Producer and the Named Insured and/or the Company are materially impeded or prevented by natural disaster or other catastrophe within thirty (30) calendar days of the Policy Period expiration date, the Company agrees to extend this Policy for a period of thirty (30) calendar days from such Policy Period expiration date.

Should the Company extend this Policy in accordance with the preceding:

a. a pro-rata additional premium shall be paid to the Company in consideration of such extension; and

b. such extension of the Policy Period will not increase or reinstate any aggregate Limit of Liability as set forth in Item 4. of the Declarations of this Policy.

The Named Insured and the Company may, by mutual agreement, retroactively void such thirty (30) calendar day extension of the Policy Period.

**Specimen**

**Class 2-13000 Risk**

**NAV-AXS-POL (06/18)**  
**Page 4 of 4**

**NOTICE:** THESE POLICY FORMS AND THE APPLICABLE RATES ARE EXEMPT FROM THE FILING REQUIREMENTS OF THE NEW YORK INSURANCE LAW AND REGULATIONS. HOWEVER, THE FORMS AND RATES MUST MEET THE MINIMUM STANDARDS OF THE NEW YORK INSURANCE LAW AND REGULATIONS.