# Florida Uninsured Motorists' Coverage

**ace group**

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**Dear Policyholder:**

Under Florida law, we must provide Uninsured Motorists' Coverage (including Underinsured Motorists' Coverage) at a limit up to the Bodily Injury Liability limit of your policy or $1 million, whichever is less, unless you select one of the available options.

Uninsured Motorists' Coverage provides for payment of certain benefits for damages caused by owners or operators of uninsured motor vehicles because of bodily injury or death resulting therefrom. Such benefits may include payments for certain medical expenses, lost wages, and pain and suffering, subject to limitations and conditions contained in the policy. For the purpose of this coverage, an uninsured motor vehicle may include a motor vehicle as to which the bodily injury limits are less than your damages. If coverage is selected, coverage will respond on a "Non Stacked" basis. This means that under this form if injury occurs in a vehicle owned or leased by you or any family member who resides with you, this policy will apply only to the extent of coverage (if any) which applies to that vehicle in this policy.

Your Uninsured Motorists' Coverage limit options are as follows:

1. You can completely reject Uninsured Motorists' Coverage.
2. You can choose Uninsured Motorists' Coverage up to the Bodily Injury limit of your policy or $1 million, whichever is less.

If you wish to choose any of these options, please complete the selection form and send it to your agent or broker.

Excess FL Supplement 64 (02/09)