# Illinois Changes – Cancellation and Nonrenewal

**Policy Number:** HDO G71237606  
**Endorsement Number:** 116  
**Commercial General Liability**  
**CG 02 00 01 18**

## THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY.

### Illinois Changes – Cancellation and Nonrenewal

This endorsement modifies insurance provided under the following:

- COMMERCIAL GENERAL LIABILITY COVERAGE PART
- LIQUOR LIABILITY COVERAGE PART
- POLLUTION LIABILITY COVERAGE PART
- PRODUCTS/COMPLETED OPERATIONS LIABILITY COVERAGE PART
- PRODUCT WITHDRAWAL COVERAGE PART

#### A. Cancellation (Common Policy Conditions) is replaced by the following: Cancellation

1. The first Named Insured shown in the Declarations may cancel this Policy by mailing to us advance written notice of cancellation.
2. We may cancel this Policy by mailing to you, at your last mailing address known to us, written notice stating the reason for cancellation. Proof of mailing will be sufficient proof of notice. If we cancel:
   - a. For nonpayment of premium, we will mail the notice at least 10 days prior to the effective date of cancellation.
   - b. For a reason other than nonpayment of premium, we will mail the notice at least:
     - (1) 30 days prior to the effective date of cancellation if the Policy has been in effect for 60 days or less.
     - (2) 60 days prior to the effective date of cancellation if the Policy has been in effect for more than 60 days.
3. If this Policy has been in effect for more than 60 days, we may cancel only for one or more of the following reasons:
   - a. Nonpayment of premium;
   - b. The Policy was obtained through a material misrepresentation;
   - c. Any insured has violated any of the terms and conditions of the Policy;
   - d. The risk originally accepted has measurably increased;
   - e. Certification to the Director of Insurance of the loss of reinsurance by the insurer that provided coverage to us for all or a substantial part of the underlying risk insured; or
   - f. A determination by the Director of Insurance that the continuation of the Policy could place us in violation of the insurance laws of this State.
4. Notification of cancellation will also be sent to your broker, if known, or agent of record, if known.
5. Notice of cancellation will state the effective date of cancellation. The policy period will end on that date.
6. If this Policy is cancelled, we will send the first Named Insured any premium refund due. If we cancel, the refund will be pro rata. If the first Named Insured cancels, the refund will be less than pro rata. The cancellation will be effective even if we have not offered a refund.

**CG 02 00 01 18**  
© Insurance Services Office, Inc., 2017  
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