# ELECTRONIC CHAT ROOMS OR BULLETINS BOARDS ENDORSEMENT

| Named Insured | International Business Machines Corporation |
|---------------|-------------------------------------------|
| Endorsement Number | 020 |

| Policy Symbol | XEU | Policy Number | Specimen Policy | Policy Period | Effective Date of Endorsement |
|---------------|-----|---------------|-----------------|---------------|-------------------------------|
| Issued By (Name of Insurance Company) | ACE Property and Casualty Insurance Company | 05/21/2024 to 05/21/2025 | 05/21/2024 |

**THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY.**

This endorsement modifies insurance provided under the following:

**ENHANCED COMMERCIAL UMBRELLA LIABILITY POLICY**

The policy is amended as follows:

Solely as respects the Electronic Chat Rooms or Bulletin Boards Exclusion, Section VII. DEFINITIONS, "Personal and advertising injury", is deleted in its entirety and replaced with the following:

- "Personal and advertising injury" means injury, arising out of one or more of the following offenses:
  1. False arrest, detention or imprisonment;
  2. Malicious prosecution;
  3. The wrongful eviction from, wrongful entry into, or invasion of the right of private occupancy of a room, dwelling or premises that a person occupies, committed by or on behalf of its owner, landlord or lessor;
  4. Oral or written publication, in any manner, of material that slanders or libels a person or organization or disparages a person's or organization's goods, products or services;
  5. Oral or written publication, in any manner, of material that violates a person's right of privacy;
  6. The use of another's advertising idea in your "advertisement"; or
  7. Infringing upon another's copyright, trade dress or slogan in your "advertisement".

All other terms and conditions of the policy remain unchanged.

Authorized Representative

MS-275567.5 (3/19)
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