b. Aggregate Limit: $15,000,000

**PREMIUM:**

- Premium Without TRIPRA: $405,900
- TRIPRA: $4,100
- Total Premium: $410,000 (for 100% Flat Annual)
- Minimum Earned Premium: $143,500
- Estimated Total Annual Exposure: $66,900,000,000 of Total Sales
- Auditable/Not Auditable: Not Auditable

**COMMISSION:** 0%

**ENDORSEMENTS:**

- FF-XS-USF-POL-05/2018 U.S. Short Excess Policy
- FF-XS-USF-001-05/2018 Schedule of Excess Policy(ies)
- CL-UN-083-04/2020 Act of Terrorism Self-Insured Retention Endorsement
- FF-XS-041-07/2017 Economic or Trade Sanctions Exclusion
- NYP-UN-001-11/2013 NYFTZ -Cancellation, Nonrenewal and Conditional Renewal (New York Free Trade Zone)
- CL-UN-075-04/2020 Cap on Losses From Certified Acts of Terrorism

**NOTICES:**
- Policyholder Disclosure Notice of Terrorism Insurance Coverage - New York

**Terms and Conditions:**
- This binder is being provided by an admitted carrier.
- Premium is due within 30 days of the Effective Date of the policy.
- This binder is based on information received and is subject to reconsideration if different or additional information is obtained.
- Some coverages/endorsements provided in this binder may differ from that requested in your submission. Please review carefully.
- The policy will include the exclusions and endorsements per the attached schedule.
- If, between the date of the original submission and the effective date of any binder, there is a material change in any of the information (including but not limited to claims or potential claims) originally submitted or subsequently requested by the Company, the insured is required to notify the Company immediately. The Company reserves the right to terminate this binder or modify the terms of this binder in event of a material change in such information.

**Subject To:**
This binder is conditioned upon receiving and approving the following information within 30 days of the effective date, except as otherwise stated:
- Underlying policies within 60 days.
- Copy of underlying binders - prior to binding.
- Our final layer pricing is subject to our review and acceptance of all actual excess layer pricing above our layer. We reserve the right to adjust our premium if we determine any participation placed excess of our layer attracts a disproportionate rate per million.
- Prior to binding, completed UM/UIM selection/rejection forms.

**Other:**
- Office of Foreign Assets Control (OFAC) Disclosure Notice: This Binder, the continuation of any bound insurance, and any payments to you, to a claimant or to another third party, may be affected by the administration and enforcement of U.S. economic embargoes and trade sanctions by the office of Foreign Assets Control (OFAC), if