SUBJ ECT TO:
1) Receipt of all underlying policies within 90 days of Binding.
2) Receipt of all underlying Quotes and Binders at time of Binding.
3) Any restrictive condition that is added to underlying policies or quota share partner policies will also be attached to this policy. Additional endorsements may be required on our policy upon review and acceptance of final underlying forms.
4) If Terrorism Coverage is Rejected OR Accepted, the Policyholder Disclosure Statement must be signed and dated by the Insured and received by Starr at time of binding.
5) Premium payment is due within 30 days from the Effective Date of the Policy.
6) Underlying carrier(s) must be rated A- VII or better by Best's, where applicable
7) Please note that this Quote or Binder letter may not provide coverage in compliance requested in your submission. We will not be obligated to provide coverage not addressed in this Quote or Binder even though they may have been requested in your submission.
8) The quoted and bound premiums excludes any applicable surplus lines taxes and fees.
9) Our Quote and Binder are excess of all underlying insurance and self-insured retentions.
10) Starr's Quote is subject to disclosure by the Named Insured of any material facts, including claims, occurrences or other changes to the Named Insured's operations that become known to the Named Insured subsequent to the date of Starr's Quote.

TRIA NOTICE:
"Terrorism" refers to terrorism losses covered by the Terrorism Risk Insurance Act of the United States of America (15 USC 6701 note). Please refer to the Important Notice to Policyholders which outlines both the Federal Government's and the Insurance Company's obligation of payment under the Terrorism Risk Insurance Act.

Note: If the terrorism coverage is purchased, the premium will be in addition to the bindable premium indicated for each option. If the insured does not want to purchase the coverage, please have them sign and send the attached form back to my attention prior to or at binding.

OFAC NOTICE:
This proposal does not apply to the extent that trade or economic sanctions or other laws or regulations prohibit us from offering or providing insurance. To the extent any such prohibitions apply, this proposal is void ab initio.

Thank you for selecting Starr Indemnity as a market for your business. Please call with any questions.

Andrew Castellone

Andrew Castellone
Starr Indemnity & Liability Company
Underwriter EX

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