**TAXES PAYABLE BY THE INSURED**
Premiums paid to Underwriters by U.S. Insureds may be subject to State and/or Federal Taxes. The Insured is responsible for reporting and remitting this Tax to the appropriate authorities.

**RECORDING, TRANSMITTING AND STORING OF INFORMATION**
Aon UK Limited may retain risk and claim data / information / documents electronically, and where this is done these documents shall be regarded with the same Legal effect as the original documents.

**INSURER CONTRACT DOCUMENTATION**
This document details the contract terms entered into by the insurer(s), and constitutes the contract document. No further Policy documentation will be issued.

Any further documentation changing this contract, agreed in accordance with the contract change provisions set out in this contract, shall form the evidence of such change.