# ELECTRONIC CHAT ROOMS OR BULLETIN BOARDS ENDORSEMENT

| Named Insured | International Business Machines Corporation |
|---------------|-------------------------------------------|
| Endorsement Number | 39 |
| Policy Symbol | HDO |
| Policy Number | G72490587 |
| Policy Period | 05/21/2021 TO 05/21/2022 |
| Effective Date of Endorsement | - |
| Issued By (Name of Insurance Company) | ACE American Insurance Company |

**THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY.**

**THIS ENDORSEMENT MODIFIES INSURANCE PROVIDED UNDER THE FOLLOWING:**

**COMMERCIAL GENERAL LIABILITY COVERAGE FORM**

Solely as respects to Electronic Chat Rooms or Bulletin Boards, Paragraph 14. "Personal and advertising injury" of Section V – DEFINITIONS is deleted and replaced by the following:

14. "Personal and advertising injury" means injury arising out of one or more of the following offenses:
   a) False arrest, detention or imprisonment;
   b) Malicious prosecution;
   c) The wrongful eviction from, wrongful entry into, or invasion of the right of private occupancy of a room, dwelling or premises that a person occupies, committed by or on behalf of its owner, landlord or lessor;
   d) Oral or written publication, in any manner, of material that slanders or libels a person or organization or disparages a person's or organization's goods, products or services;
   e) Oral or written publication, in any manner, of material that violates a person's right of privacy;
   f) The use of another's advertising idea in your "advertisement"; or
   g) Infringing upon another's copyright, trade dress or slogan in your "advertisement".

MS-37958 (05/17)
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