b. International waters or airspace, but only if the injury or damage occurs in the course of travel or transportation between any places included in a. above; or

c. All other parts of the world if the injury or damage arises out of the activities of a person whose home is in the territory described in a. above, but who is away for a short time on your business;

provided the insured's responsibility to pay damages is determined in the United States (including its territories and possessions) or Puerto Rico, in a suit on the merits according to the substantive law in such territory, or in a settlement we agree to.

H. The following are added to the Definitions Section:

1. "Workers' Compensation Law" means the Workers' Compensation Law of Puerto Rico. This does not include provisions of any law providing non-occupational disability benefits.

2. "Bodily injury by accident" means bodily injury, sickness or disease sustained by a person, including death, resulting from an accident. A disease is not "bodily injury by accident" unless it results directly from "bodily injury by accident".

3. "Bodily injury by disease" means a disease sustained by a person, including death. "Bodily injury by disease" does not include a disease that results directly from an accident.

I. For the purposes of this endorsement, the definition of "bodily injury" does not apply.
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This text provides additional definitions and clarifications related to insurance coverage, specifically regarding workers' compensation laws, bodily injuries, and diseases in the context of international travel and activities outside one's home territory.