# Michigan Changes

This endorsement modifies insurance provided under the following:

- COMMERCIAL GENERAL LIABILITY COVERAGE PART
- ELECTRONIC DATA LIABILITY COVERAGE PART
- POLLUTION LIABILITY COVERAGE PART
- PRODUCTS/COMPLETED OPERATIONS LIABILITY COVERAGE PART

## A. The paragraph relating to prejudgment interest in Supplementary Payments, Section I, is replaced by the following:

Prejudgment interest awarded against the insured on that part of the judgment we pay.

## B. With respect to the Duties Condition, Section IV:

1. Notice given by or on behalf of the insured to our authorized agent, with particulars sufficient to identify the insured, shall be considered notice to us.
2. The last sentence of Paragraph 2.b. is deleted.
3. The reference to Paragraph d. is amended to read Paragraph e.
4. The following is added:
   - Failure to give any notice required by this condition within the time period specified shall not invalidate any claim made by you if it shall be shown not to have been reasonably possible to give notice within the prescribed time period and that notice was given as soon as was reasonably possible.

## C. The Criminal Acts Exclusion under Coverage B – Personal And Advertising Injury Liability of the Commercial General Liability Coverage Part is replaced by the following:

### Criminal Acts
"Personal and advertising injury" arising out of a criminal act committed by or at the direction of the insured.

However, this exclusion only applies to the extent that the insured:
1. Admits, under oath; or

## D. The Criminal Or Fraudulent Acts Exclusion of the Electronic Data Liability Coverage Form is replaced by the following:

### Criminal Or Fraudulent Acts
"Loss of electronic data" arising out of a criminal or fraudulent act committed by or at the direction of the insured.

However, with respect to "loss of electronic data" arising out of a criminal act, this exclusion only applies to the extent that the insured:
1. Admits, under oath; or
2. Is determined in any legal proceeding;
to have committed or directed the criminal act. For purposes of this exclusion, a determination in any legal proceeding includes, but is not limited to, a criminal conviction, a judgment, decree, ruling or order pronounced by any court of competent jurisdiction or an order or ruling pronounced by any administrative agency.