# Wyoming Changes – Cancellation and Nonrenewal

**Policy Number:** HDO G72490587  
**Endorsement Number:** 207  
**IL 02 52 09 07**

**THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY.**

## WYOMING CHANGES – CANCELLATION AND NONRENEWAL

This endorsement modifies insurance provided under the following:

- CAPITAL ASSETS PROGRAM (OUTPUT POLICY) COVERAGE PART
- COMMERCIAL AUTOMOBILE COVERAGE PART
- COMMERCIAL GENERAL LIABILITY COVERAGE PART
- COMMERCIAL INLAND MARINE COVERAGE PART
- COMMERCIAL LIABILITY UMBRELLA COVERAGE PART
- COMMERCIAL PROPERTY COVERAGE PART
- CRIME AND FIDELITY COVERAGE PART
- EMPLOYMENT-RELATED PRACTICES LIABILITY COVERAGE PART
- EQUIPMENT BREAKDOWN COVERAGE PART
- FARM COVERAGE PART
- FARM UMBRELLA LIABILITY POLICY
- LIQUOR LIABILITY COVERAGE PART
- POLLUTION LIABILITY COVERAGE PART
- PRODUCTS/COMPLETED OPERATIONS LIABILITY COVERAGE PART

### A. Paragraph 2. of the Cancellation Common Policy Condition is replaced by the following:

#### 2. Cancellation Of Policies In Effect

##### a. Less Than 60 Days

If this policy has been in effect for less than 60 days, we may cancel this policy by mailing or delivering to the first Named Insured written notice of cancellation at least:
1. 10 days before the effective date of cancellation if we cancel for nonpayment of premium;
2. 30 days before the effective date of cancellation if we cancel for any other reason.

##### b. 60 Days Or More

If this policy has been in effect for 60 days or more, or if this policy is a renewal of a policy we issued, we may cancel this policy only for one or more of the following reasons:
1. Nonpayment of premium.
2. Material misrepresentation of fact which, if known to us, would have caused us not to issue the policy.

##### (3) Substantial change in the risk assumed, except to the extent that we should reasonably have foreseen the change or contemplated the risk in writing the policy.
##### (4) Substantial breaches of contractual duties, conditions or warranties.
- If we cancel, we will mail or deliver to the first Named Insured and the agent, if any, written notice of cancellation, stating the reason for cancellation, at least:
  - (a) 10 days before the effective date of cancellation if cancellation is for the reason stated in b.(1) above; or
  - (b) 45 days before the effective date of cancellation if cancellation is for the reasons stated in b.(3) or (4) above.

##### B. The following is added to the Cancellation Common Policy Condition:

7. If we cancel this policy in accordance with Paragraph 2. of the Cancellation Common Policy Condition, any unearned premium will be refunded to the first Named Insured prior to the effective date of cancellation.

**ISO Properties, Inc., 2006**
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