# INDUSTRIAL AID AIRCRAFT

| Named Insured | Endorsement Number |
|---------------|--------------------|
| Policy Symbol  | Policy Number       |
| Policy Period | Effective Date of Endorsement |

Issued By (Name of Insurance Company)

Insert the policy number. The remainder of the information is to be completed only when this endorsement is issued subsequent to the preparation of the policy.

**THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY.**

This endorsement modifies insurance provided under the following:

**ENHANCED COMMERCIAL UMBRELLA LIABILITY POLICY**

The policy is amended as follows:

1. Solely for the purposes of this endorsement, Section III. DUTY TO DEFEND AND DEFENSE COSTS, Paragraph A., is deleted and replaced with the following:
   We will have no duty to defend any "suit" against the "insured". We will, however, have the right, but not the duty, to participate in the defense of any "suit" and the investigation of any claim reasonably likely to involve this policy. If we exercise this right, we will do so at our own expense.

2. Solely for the purposes of this endorsement, Section III. DUTY TO DEFEND AND DEFENSE COSTS, Paragraph C., is deleted.

3. Section V. EXCLUSIONS, Aircraft is deleted and replaced with the following:
   - **Aircraft**
     This insurance does not apply to "bodily injury" or "property damage" arising out of the ownership, maintenance, use or entrustment to others of any aircraft owned or operated by or rented or loaned to any "insured". Use includes operation and "loading and unloading".
     This exclusion applies even if the claims against any "insured" allege negligence or other wrongdoing in the supervision, hiring, employment, training or monitoring of others by that "insured", if the "occurrence" which caused the "bodily injury" or "property damage" involved the ownership, maintenance, use or entrustment to others of any aircraft that is owned or operated by or rented or loaned to any "insured".
     This exclusion does not apply to "bodily injury" or "property damage" arising out of the ownership, maintenance use, or entrustment to others of any "industrial aid aircraft" owned or operated by or rented or loaned to any "insured". Use includes operation and "loading and unloading". Any coverage pursuant to this exception to the Aircraft exclusion shall be provided excess of the "scheduled retained limit" shown in the Schedule of Retained Limits.

4. Section VII. DEFINITIONS is amended to add the following definition:
   - **"Industrial aid aircraft" means aircraft with a maximum passenger capacity of twenty (20) persons (including crew) used predominantly for business travel of "employees" and their non fee paying passenger guests.**

MS-275567.2 (3/19)
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