# Allianz

## NEW YORK AMENDATORY
**AGRL IL NY01 08 19**

Wherever used in this endorsement: (1) "we", "us", "our" and "insurer" mean the insurance company which issued this policy; and (2) "you", "your", "named insured" and "insured" mean the named corporation, named organization, named sponsor, named insured or insured stated in the declarations page; and (3) "other insured(s)" means all other persons or entities afforded coverage under this policy.

This policy is amended to include the following provisions and shall replace any provision within this policy which would otherwise apply:

A. **DUTY TO DEFEND**

When we have a duty to defend, we will defend the insured against any suit seeking those damages even if the allegations of the suit are groundless, false or fraudulent.

B. **CANCELLATION**

1. The first Named Insured shown in the Declarations may cancel this entire policy by mailing or delivering to us advance written notice of cancellation.
2. If this policy has been in effect for sixty (60) days or less, we may cancel this policy by mailing or delivering to the first Named Insured written notice of cancellation at least:
   a. Thirty (30) days before the effective date of cancellation if we cancel for any reason not included in Paragraph 3. below; or
   b. Fifteen (15) days before the effective date of cancellation if we cancel for any of the reasons included in Paragraph 3. below.
3. If this Policy has been in effect for sixty (60) days or more, or if this is a renewal or continuation of a Policy we issued, we may cancel only for any of the reasons listed below, provided we mail the first Named Insured written notice at least fifteen (15) days before the effective date of cancellation:
   a. Nonpayment of premium provided however, that a notice of cancellation on this ground shall inform the first Named Insured of the amount due;
   b. Conviction of a crime arising out of acts increasing the hazard insured against;
   c. Discovery of fraud or material misrepresentation in the obtaining of the policy or in the presentation of a claim;
   d. After issuance of the policy or after the last renewal date, discovery of an act or omission, or a violation of any policy condition, that substantially and materially increases the hazard insured against, and which occurred subsequent to inception of the current policy;
   e. Material physical change in the property insured, occurring after change in the nature or extent of the risk, occurring after issuance or last annual renewal anniversary date of the policy, which results in the property becoming uninsurable in accordance with our objective, uniformly applied underwriting standards in effect at the time the policy was issued or last renewed; or material change in the nature or extent of the risk, occurring after issuance or last annual renewal anniversary date of the policy, which causes the risk of loss to be substantially and materially increased beyond that contemplated at the time the policy was

AGRL IL NY01 08 19
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