# New Hampshire Changes – Cancellation and Nonrenewal

**Policy Number:** HDO G71445653  
**Endorsement Number:** 194  
**IL 01 35 01 19**

**THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY.**

## New Hampshire Changes – Cancellation and Nonrenewal

This endorsement modifies insurance provided under the following:

- COMMERCIAL GENERAL LIABILITY COVERAGE PART
- COMMERCIAL INLAND MARINE COVERAGE PART
- COMMERCIAL LIABILITY UMBRELLA COVERAGE PART
- CRIME AND FIDELITY COVERAGE PART
- EMPLOYMENT-RELATED PRACTICES LIABILITY COVERAGE PART
- EQUIPMENT BREAKDOWN COVERAGE PART
- FARM UMBRELLA LIABILITY POLICY
- LIQUOR LIABILITY COVERAGE PART
- MEDICAL PROFESSIONAL LIABILITY COVERAGE PART
- POLLUTION LIABILITY COVERAGE PART
- PRODUCTS/COMPLETED OPERATIONS COVERAGE PART

### A. Paragraphs 2. and 3. of the Cancellation Common Policy Condition are replaced by the following:

#### 2.a.
We may cancel this Policy by mailing or physically delivering to you written notice of cancellation, stating the reasons for cancellation, at least:
- (1) 10 days before the effective date of cancellation if:
  - (a) We cancel for nonpayment of premium;
  - (b) We cancel for substantial increase in hazard; or
  - (c) This is a new policy and its cancellation notice is mailed within the first 60 days of the effective date.

#### (2) 60 days before the effective date of cancellation if Paragraph 2.a.(1) of this endorsement does not apply.

#### b.
If this Policy has been in effect for 60 days or more, or if this is a renewal of a policy we issued, we may cancel only for one or more of the following reasons:
- (1) Nonpayment of premium;
- (2) Fraud or material misrepresentation affecting the Policy or in the presentation of a claim thereunder, or violation of any of the terms or conditions of the Policy; or
- (3) Substantial increase in hazard; provided that cancellation for this reason shall be effective only after prior approval of the Commissioner.

#### 3.
We will mail or physically deliver our notice to your last mailing address known to us. If notice is mailed, it will be by:
- a. Certified mail or certificate of mailing if cancellation is for nonpayment of premium; or
- b. Certified mail if cancellation is for any other reason.
Proof that the notice was mailed in accordance with Paragraph 3.a. or 3.b. will be sufficient proof of notice.

### B. Paragraph 6. of the Cancellation Common Policy Condition is deleted.

### C. The following is added and supersedes any provision to the contrary:

#### Nonrenewal
1. If we elect not to renew this Policy, we will mail or physically deliver written notice of nonrenewal, stating the reasons for nonrenewal, to your last mailing address known to us at least 60 days prior to the expiration of the Policy, or its anniversary date if it is a policy written for a term of more than one year.
2. However, we need not mail or physically deliver this notice if:
  - (a) We have indicated a willingness to renew;
  - (b) We refuse to renew due to nonpayment of premium;
  - (c) You do not pay any advance premium required by us for renewal; or

**IL 01 35 01 19**  
© Insurance Services Office, Inc., 2018  
Page 1 of 2