# Declarations

## Enhanced Commercial Umbrella Liability Policy

**Policy Symbol:** XEU  
**Previous Policy Symbol:** XOO  
**Policy Number:** G27983212 005  
**Previous Policy Number:** G27983212 004  

**Coverage is provided by the company shown below:**
- **ACE Property and Casualty Insurance Company**
  - Address: 436 Walnut Street, Philadelphia, Pennsylvania 19106

**Named Insured and Address:**
- **International Business Machines Corporation**
  - Address: One New Orchard Road, (Mail Drop 1), Armonk, New York 10504

**Producer Name and Address:**
- **AON RISK SERVICES NORTHEAST INC**
  - Address: 1 LIBERTY PLAZA-REGUS, NEW YORK, New York 10006
  - Producer Code: 380063

**Policy Period:**
- From: 05/21/2020
- To: 05/21/2021
- 12:01 A.M. Standard Time at the address of the named insured as stated herein

**Limits of Insurance:**

| Coverage | Limit |
|----------|-------|
| Each Occurrence | $25,000,000 |
| General Aggregate | $25,000,000 |
| Products Completed-Operations Aggregate | $25,000,000 |
| Catastrophe Management Each Occurrence | $250,000 |
| Catastrophe Management Aggregate | $250,000 |

**Umbrella Coverage Self-Insured Retention - Each Occurrence: $N/A**

**Enhanced Coverage Self-Insured Retention - Each Occurrence: $15,000,000**

**Enhanced Coverage Self-Insured Retention - Aggregate (not applicable to coverage provided by any exception to the Pollution Exclusion): $20,000,000**

**Annual Premium:**

| Item | Amount |
|------|--------|
| Premium | $886,595 |
| State Surcharge | $0 |
| Terrorism Premium included in Annual Premium | $42,219 |
| Premium, including all Surcharges and Assessments | $886,595 |

**Pollution Time Element Timeframes:**

- Pollution Knowledge Timeframe: 30 days
- Pollution Reporting Timeframe: 90 days

**Policy Period Premium:**

| Item | Amount |
|------|--------|
| Premium | $886,595 |
| State Surcharge | $0 |
| Terrorism Premium included in Annual Premium | $42,219 |
| Premium, including all Surcharges and Assessments | $886,595 |

**Schedule of Underlying Insurance**

XSE - 50761 (07/18)  
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