underlying policies (except any Companion Policy(ies) (as defined below) that are in excess of the Followed Policy but underlying to this Policy will also follow the aggregate structure of the limits of liability of the Followed Policy. For the avoidance of doubt, the scheduling of any Companion Policy(ies) will not be construed as policies whose terms the Company follows or be construed to reinstate or create separate Limits of Liability under this Policy. Further, the fact that this Policy does not follow any Companion Policy(ies) shall not be construed to mean that this Policy does not provide coverage for punitive damages.

"Companion Policy(ies)" means any policy(ies) scheduled above and specified as Companion Policy(ies).
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**SOMPO INTERNATIONAL**

**dba Endurance Specialty Insurance Ltd.**