# Zurich

**THIS NOTICE DOES NOT GRANT ANY COVERAGE OR CHANGE THE TERMS AND CONDITIONS OF ANY COVERAGE UNDER THE POLICY.**

## DISCLOSURE OF PREMIUM (RELATING TO DISPOSITION OF TRIA)

### SCHEDULE

Premium attributable to risk of loss from a certified act of terrorism through the end of the policy period based on the extension of the Terrorism Risk Insurance Act of 2002, as amended by the Terrorism Risk Insurance Extension Act of 2005, (TRIA) for lines subject to TRIA and the Terrorism Risk Insurance Program Reauthorization Act of 2007 (TRIPRA):

$198.00

Additional information, if any, concerning the terrorism premium:

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**A. Disclosure of Premium**

In accordance with the federal TRIA, we are required to provide you with a notice disclosing the portion of the premium, if any, attributable to the risk of loss from terrorist acts certified under that Act for lines subject to TRIA. That portion of the premium attributable is shown in the Schedule of this notice. If TRIA terminates, the portion of this premium attributable to the remaining part of the policy period (as may be modified in accordance with the terms of the policy) applies to the risk of loss from terrorism after the termination of TRIA.

**B. Disclosure of Federal Participation in Payment of Terrorism Losses**

The United States Government, Department of the Treasury, will pay a share of terrorism losses insured under the federal program. The federal share equals 85% of that portion of the amount of such insured losses that exceeds the applicable insurer retention. The Act currently provides for no insurance industry or United States government participation in terrorism losses that exceed $100 billion in any one calendar year. The federal program established by the Act is scheduled to terminate at the end of December 31, 2014 unless extended by the federal government.

**C. Possibility of Additional or Return Premium**

The premium attributable to the risk of loss from certified acts of terrorism coverage is calculated based on the coverage (if any) in effect at the beginning of the policy for certified acts of terrorism. If your policy contains a Conditional Endorsement, the termination of TRIA or extension of the federal program with certain modifications (as explained in that endorsement) may modify the extent of coverage (if any) the policy provides for terrorism. If TRIA terminates or the Conditional Endorsement becomes applicable to the policy, the policy may be subject to a return premium or additional premium. If the level or terms of federal participation change, the premium shown in the Schedule attributable to that part of the policy period extending beyond such a change may not be appropriate and we will notify you of any changes in your premium.