(b) It was demonstrable as having commenced on a specific date during the "policy period";

(c) Its commencement became known to the "insured" within twenty (20) calendar days;

(d) Its commencement was reported in writing to us within eighty (80) calendar days of becoming known to any officer of the "insured"; any manager in your risk management, insurance or legal department; any "employee" who was authorized by you to give or receive notice of an "occurrence", claim or "suit"; or any "insured" authorized or responsible to report the commencement; and

(e) Reasonable effort was expended by the "insured" to terminate the discharge, dispersal, seepage, migration, release or escape of "pollutants" as soon as conditions permitted.

However, none of the above exceptions to this pollution exclusion will apply to, and there will be no coverage for:

i. Any discharge, dispersal, seepage, migration, release or escape of "pollutants" at of from any site or location which is or was at any time principally used by or for any "insured" or others for the handling, storage, disposal, dumping, processing or treatment of waste material;

ii. Any fines or penalties;

iii. Any clean up, "loss", cost or expense arising out of any governmental request, demand, order or statutory or regulatory requirement. However, this provision iii will not apply to "loss", cost or expense (a) arising out of clean-up by a private third party, (b) that qualify as damages as a result of "property damage" otherwise covered by an exception to this exclusion, that are also the subject of a governmental request, demand, order or statutory or regulatory requirement;

iv. "Bodily injury" or "property damage" or any "loss", cost or expense arising out of acid rain or acid runoff;

v. Clean-up, removal, containment, treatment, detoxification or neutralization of "pollutants" at or from any premises which the "insured" owns, rents or occupies at the time of the actual discharge, dispersal, seepage, migration, release or escape of such "pollutants"; or

vi. Any "bodily Injury", "property damage" or any "loss", cost or expense arising out of any discharge, dispersal, seepage, migration, release or escape of "pollutants" in knowing violation of or non-compliance with governmental permits.

## POLLUTION SELF-INSURED RETENTION

For the purpose of this endorsement only, the Self-Insured Retention in the Declarations is amended as follows:

For any "loss" to which this insurance applies by virtue of an applicable exception to this pollution exclusion, the Self-Insured Retention for which the Named Insured is responsible will be $15,000,000 each "occurrence". This Self-Insured Retention will not be reduced by "defense expenses".

The above Self-Insured Retention applies whether or not there is any available scheduled "underlying Insurance" or "other insurance". If there is scheduled "underlying insurance" or "other insurance" applicable to an "occurrence" covered by virtue of an exception to this pollution exclusion, amounts received through such scheduled "underlying insurance" or "other insurance" for payment of "loss" may be applied to reduce or exhaust the above Self-Insured Retention. However in no event will amounts received through such scheduled "underlying insurance" or "other insurance" for the payment of "defense expenses" reduce the above Self-Insured Retention.

For the purpose of this endorsement only, Paragraphs A. and D. of Section III. DEFENSE AND SUPPLEMENTARY PAYMENTS are deleted. Paragraph A. is replaced by the following:

A. We will have no duty to defend any "suit" against the "insured" until the above Self-Insured Retention is exhausted by payment of "loss" covered by virtue of an exception to this pollution exclusion. We will, however, have the right, but not the duty, to participate in the defense of any "suit" and the investigation of any claim to which this endorsement may apply. If we exercise this right, we will do so at our own expense. When the Self-Insured Retention has been exhausted in accordance with this paragraph, we will have the right and duty to defend the "insured" against any "suit" seeking damages for "bodily injury" or "property damage", even if groundless, false or fraudulent, to which this insurance applies.