# Insurance Policy Details

## Limits
- **Per Occurrence:** $25,000,000 (Part of $100,000,000)
- **Aggregate Limit:** $25,000,000 (Part of $100,000,000)

## Underlying Limits (Insuring Agreement 2)
- **Per Occurrence:** $100,000,000
- **Aggregate Limit:** $100,000,000

## Premium
- **Premium Without TRIPRA:** $73,609
- **TRIPRA:** $736
- **Total Premium:** $74,345 (for 100% Flat Annual)
- **Minimum Earned Premium:** $26,021
- **Estimated Total Annual Exposure:** $79,590,576,532 of Total Sales
- **Auditable/Not Auditable:** Not Auditable

## Commission
- **Commission:** 0%

## Retroactive Date
- **Retroactive Date:** Not Applicable

## Endorsements
- FF-XS-USF-POL-05/2018: U.S. Short Excess Policy
- FF-XS-USF-001-05/2018: Schedule of Excess Policy(ies)
- FFP-XS-004-07/2014: Non Follow Form Endorsement
- FFP-XS-010-02/2014: Quota-Share Participation Condition Endorsement
- FF-XS-041-07/2017: Economic or Trade Sanctions Exclusion
- NYP-UN-001-11/2013: NYFTZ - Cancellation, Nonrenewal, and Conditional Renewal (New York Free Trade Zone)
- CL-UN-075-12/2016: Cap On Losses From Certified Acts of Terrorism (ISO Based)

## Notices
- Terrorism Disclosure Notice

## Terms and Conditions
- **Premium is due within 30 days of the Effective Date of the policy.**
- **Our final layer pricing is subject to our review and acceptance of all actual excess layer pricing above our layer. We reserve the right to adjust our premium if we determine any participation placed excess of our layer attracts a disproportionate rate per million.**
- **The policy will include the exclusions and endorsements per the attached schedule.**
- **If, between the date of the original submission and the effective date of this binder, there is a material change in any of the information (including but not limited to claims or potential claims) originally submitted or subsequently requested by the Company, the insured is required to notify the Company immediately. The Company reserves the right to terminate this binder or modify the terms of this binder in event of a material change in such information.**

## Subject To
This proposal is conditioned upon receiving and approving the following information within 30 days of the effective date, except as otherwise stated:
- **Underlying policies within 60 days.**
- **Prior to binding, please advise of any vehicles registered or garaged in FL, NH, LA, VT, or WV, so that proper UM/UIM Disclosure Notices (acceptance/rejection forms) may be completed. Any UM/UIM coverage provided will be in consideration of addition.**

## Other
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