Policy Number CSUSA1900724

(d) Crisis Management or Crisis Response provisions or similar provision;

(e) Sublimit of liability, unless coverage for such sublimit is specifically endorsed to this Policy;

(f) Service of Suit Clause or endorsement.

6. **RESTRICTIVE AS UNDERLYING**

Notwithstanding the terms, conditions and exclusions or limitations of this Policy, if any Underlying Policy(ies) with limits of liability in excess of the Followed Policy but underlying to this Policy (the Intervening Policy(ies) as set forth in Endorsement Number One "Schedule of Underlying Policy(ies)") to this Policy and hereinafter referred to as “Intervening Policy(ies)” contain any warranties, terms, conditions, exclusions or limitations added by Amendatory Endorsement that are more restrictive than this Policy or the Followed Policy, whether on the effective date of this Policy or at any time during the Policy Period of this Policy, then this Policy shall be deemed to follow those most restrictive warranties, terms, conditions, exclusions or limitations added by Amendatory Endorsement in such Intervening Policy(ies).

7. **BUSINESS CONTINUITY**

Notwithstanding anything to the contrary, if communications internally within the Named Insured's organization, or between the Named Insured and the Company, or internally within the Representative of the Insured's organization, or between the broker and the Named Insured and/or the Company are materially impeded or prevented by natural disaster or other catastrophe within thirty (30) calendar days of the Policy Period expiration date, the Company agrees to extend this policy for a period of thirty (30) calendar days from such Policy Period expiration date.

Should the Company extend this policy in accordance with the preceding, in consideration for such extension:

a) a pro-rata additional premium shall be paid to the Company in consideration of such extension and;

b) such extension of the Policy Period will not increase or reinstate any aggregate Limit of Liability as set forth in Item 4. of the Declarations of this Policy.

The Named Insured and the Company may, by mutual agreement, retroactively void such thirty (30) calendar day extension of the Policy Period.

8. **CHOICE OF LAW**

It is hereby understood and agreed that this Policy and any dispute, controversy or claim arising out of or relating to this Policy, shall be governed by and construed in accordance with the substantive internal law (i.e., excluding procedural and choice-of-law rules) of the State of New York, except insofar as such law: (1) may prohibit payment in respect of punitive damages hereunder; (2) pertain to regulation under New York Insurance Law, or regulations issued by the Insurance Department of the State of New York pursuant thereto, applying to insurers doing insurance business, or issuance, delivery or procurement of policies of insurance, within the State of New York or as respect risks or insured entities situated in the State of New York; or (3) are inconsistent with any provision of this Policy; provided, however, that the provisions, stipulations, exclusions and conditions of this Policy are to be construed in an even handed fashion as between the Insured and the Company; where the language of this Policy is deemed to be ambiguous or otherwise unclear, the issue shall be resolved in the manner most consistent with the relevant provisions, stipulations, exclusions and conditions (without regard to authorship of the language, without any presumption or arbitrary interpretation or construction in favour of either the Insured or the Company or reference to the "reasonable

Risk Details - Wording
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This text appears to be a section of an insurance policy document, detailing specific clauses related to crisis management, sublimits, business continuity, and the choice of law. The document also includes a signature stamp at the bottom right corner.