# Commercial General Liability

**Policy Number:** HDO G24931407  
**End Date:** #54

**Commercial General Liability**  
CG 01 25 03 03

## This Endorsement Changes the Policy. Please Read It Carefully.

### Louisiana Changes – Insuring Agreement

This endorsement modifies insurance provided under the following:

#### Commercial General Liability Coverage Part

A. Paragraph 1.a. of Section I – Coverages, Coverage A – Bodily Injury And Property Damage Liability is replaced with the following:
1. **Insuring Agreement**
   - We will pay those sums that the insured becomes legally obligated to pay as damages because of "bodily injury" or "property damage" to which this insurance applies.
   - We will have the right and duty to defend the insured against any "suit" seeking those damages.
   - We may, at our discretion, investigate any "occurrence" and settle any claim or "suit" that may result.
   - (1) The amount we will pay for damages is limited as described in Section III – Limits Of Insurance; and
   - (2) Our right and duty to defend end when we have used up the applicable limit of insurance in the payment of judgments or settlements under Coverage A or B or medical expenses under Coverage C. However, using up the Medical Expense Limit does not end our right and duty to defend.
   - No other obligation or liability to pay sums or perform acts or services is covered unless explicitly provided for under Supplementary Payments – Coverages A and B.

B. Paragraph 1.a. of Section I – Coverages, Coverage B – Personal And Advertising Injury Liability is replaced with the following:
1. **Insuring Agreement**
   - We will pay those sums that the insured becomes legally obligated to pay as damages because of "personal and "advertising injury" to which this insurance applies.
   - We will have the right and duty to defend the insured against any "suit" seeking those damages.
   - We may, at our discretion, investigate any offense and settle any claim or "suit" that may result.
   - (1) The amount we will pay for damages is limited as described in Section III – Limits Of Insurance; and
   - (2) Our right and duty to defend end when we have used up the applicable limit of insurance in the payment of judgments or settlements under Coverages A or B or medical expenses under Coverage C. However, using up the Medical Expense Limit does not end our right and duty to defend.
   - No other obligation or liability to pay sums or perform acts or services is covered unless explicitly provided for under Supplementary Payments – Coverages A and B.

**CG 01 25 03 03**  
© ISO Properties, Inc., 2002  
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