**CG 2137 - Exclusion - Employees As Insureds**

Currently, endorsement CG 2137 excludes employees as insureds under the CGL policy. This endorsement has been revised to amend the "Aircraft, Auto or Watercraft" exclusion to indicate that liability arising out of the ownership, maintenance, use or entrustment to others of any aircraft, auto, or watercraft operated by employees of the insured is excluded. Additionally, the exception to this exclusion that deals with the parking of autos on, or on ways next to, premises the named insured owns or rents has been amended to add reference to autos not owned by or rented or loaned to employees of the insured. For policies to which this endorsement is currently attached and will continue to be attached, there will be a reduction in coverage to the extent that employees operate autos, aircraft or watercraft that are not owned by, or rented or loaned to any insured.

**Clarifications of Coverage and Other Editorial Revisions**

**CG 2033 - Additional Insured - Owners, Lessees Or Contractors - Automatic Status When Required In Construction Agreement With You**

New endorsement CG 2033 provides a mechanism by which certain persons or organizations are added automatically as additional insureds to policies of contractors or subcontractors as required of the named insured under a written contract or agreement, without being required to name such person or organization in the endorsement. Coverage under this endorsement applies to liability arising out of the named insured's ongoing operations performed for the additional insured party and does not require that there be a hold harmless agreement between the parties. Liability arising out of professional architectural, engineering or surveying services is excluded.

**CG 2034 - Additional Insured - Lessor Of Leased Equipment - Automatic Status When Required In Lease Agreement With You**

New endorsement CG 2034 provides a mechanism for lessees to provide additional insured status to lessors of leased equipment, when required in a written lease agreement, without being required to specifically name such person or organization in the endorsement. Coverage under this endorsement applies to liability arising out of the named insured's maintenance, operation or use of leased equipment. Liability arising out of an occurrence that takes place after the equipment lease expires and liability arising out the sole negligence of the lessor are excluded.

**CG 2156 - Exclusion - Funeral Services**

This new endorsement (which replaces existing endorsement CG 2116 -- Exclusion - Designated Professional Services) clarifies that liability arising out of errors or omissions arising out of the handling, embalming, disposal, burial, cremation or disinterment of dead bodies is excluded.

**CG 2157 - Exclusion - Counseling Services**

This new endorsement (which replaces existing endorsement CG 2116 -- Exclusion - Designated Professional Services) clarifies that liability arising out of advisory services or counseling with respect to such things as mental health, crisis prevention, social services or drug and alcohol rehabilitation or similar subjects is excluded.

**CG 2158 - Exclusion - Professional Veterinarian Services**

This new endorsement (which replaces existing endorsement CG 2116 -- Exclusion - Designated Professional Services) clarifies that liability arising out of the following services is excluded:

- Diagnostic testing, surgical or dental procedures used for the prevention, detection, diagnosis or treatment of any sickness, disease, condition or injury in animals, including the furnishing or prescription of drugs or medical, dental or surgical supplies;
- The rendering or failure to render any advice or instruction on health maintenance; and
- Errors or omissions in the handling or treatment of dead animals.