occurrences or claims that would be covered during the Policy Period of this Policy shall be considered in determining the extent of any reduction or exhaustion of the underlying aggregate limits of liability, and the Insured shall retain liability for any resulting gap in coverage.

IN WITNESS WHEREOF, the Insurer has caused this Policy to be signed by its duly Authorized Representative.

**KENNETH J. LESTRANGE**

**CHAIRMAN, CHIEF EXECUTIVE OFFICER AND PRESIDENT**

ESIL FF-04 Coverage Form (Ed. 06/07)
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