# Limits of Insurance Amendment - Quota Share - 178210 10 02R NY

**Policy Amendment - Excess Liability Policy**

A. The LIMITS OF INSURANCE shown in our Declarations is replaced by the following:

LIMITS OF INSURANCE

- $25,000,000 Each Occurrence (Part of $200,000,000) Total Quota Share Insurance)
- $25,000,000 Aggregate (Part of $200,000,000) Total Quota Share Insurance)

B. SECTION I - EXCESS INSURING AGREEMENT, subsection A. is replaced by the following:

A. We will pay on behalf of any Insured on a Quota Share Basis those sums in excess of all Underlying Insurance that any Insured becomes legally obligated to pay as damages provided that:

1. Such damages are insured by all of the policies shown as First Underlying Insurance and Other Quota Share Insurance in our Schedule of Underlying Insurance; and
2. Such damages arise from injury or damage that occurs, or from an offense committed, during our Policy Period; and
3. The amount of Underlying Insurance Limits shown on our Declarations have been exhausted by payment; and
4. If First Underlying Insurance does not pay damages, for reasons other than exhaustion of an aggregate limit of insurance, then we shall not pay such damages.

C. SECTION II - DEFENSE AND EXPENSE OF CLAIMS AND SUITS, A. of the policy and section C. of endorsement 178241 are replaced by the following:

A. DEFENSE

1. We have the right to associate with the Insured or the insurers of Underlying Insurance or Other Quota Share Insurance in the investigation, defense or settlement of any claim made, Suit brought or proceedings instituted, to which we think this policy may apply. However, we are not obligated to defend any person or organization against, or participate in the settlement or defense of, any claim made, Suit brought, or proceedings instituted.

This Form must be attached to Change Endorsement when issued after the policy is written.
One of the Fireman's Fund Insurance Companies as named in the policy.

**Michael E. LaRocco**
President

**Secretary**

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