1. causing or contributing to the intoxication of any person;
2. the furnishing of alcoholic beverages to a person under the legal drinking age or under the influence of alcohol; or
3. any statute, ordinance or regulation relating to the sale, gift, distribution or use of alcoholic beverages.
However, this exclusion will not apply only if:
1. you are not in the business of manufacturing, distributing, selling, serving or furnishing alcoholic beverages; and
2. coverage is provided for such Bodily Injury or Property Damage by Scheduled Underlying Insurance.
Coverage under this policy for such Bodily Injury or Property Damage will follow the terms, definitions, conditions and exclusions of Scheduled Underlying Insurance, subject to the Policy Period, Limits of Insurance, premium and all other terms, definitions, conditions and exclusions of this policy. Provided, however, that coverage provided by this policy will be no broader than the coverage provided by Scheduled Underlying Insurance.
N. Media and Internet Type Businesses
This insurance does not apply to Personal Injury and Advertising Injury committed by any Insured whose business is:
1. advertising, broadcasting, publishing or telecasting;
2. designing or determining content of web-sites for others; or
3. an Internet search, access, content or service provider.
However, this exclusion does not apply to Paragraphs U1, U2 and U3 of Section VII.
For the purposes of this exclusion, the placing of frames, borders or links, or advertising, for you or others anywhere on the Internet, is not by itself, considered the business of advertising, broadcasting, publishing or telecasting.
O. "No-Fault," "Uninsured Motorist" or "Underinsured Motorist" Laws
This insurance does not apply to any obligation of the Insured under any "No-Fault," "Uninsured Motorist" or "Underinsured Motorist" law, or any similar law.
P. Nuclear Liability
This insurance does not apply to:
1. any liability:
a. with respect to which the Insured is also an Insured under a nuclear energy liability policy issued by the Nuclear Energy Liability-Property Insurance Association, Mutual Atomic Energy Liability Underwriters or the Nuclear Insurance Association of Canada, or would be an Insured under any such policy but for its termination upon exhaustion of its limit of liability;
b. resulting from the hazardous properties of nuclear material and with respect to which (1) any person or any organization is required to maintain financial protection pursuant to the Atomic Energy Act of 1954, or any amendment or revision thereto, or any similar law; (2) the Insured is, or had this policy thereof under any agreement entered into by the United States of America or an agency thereof with any person or organization.
NOTICE: This form is not applicable in New York. For New York requirements, see your insurance department. However, such forms and rates must meet the minimum standards of the New York Insurance Law and Regulations.
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