**Insured Contract does not include that part of any contract or agreement:**

1. that indemnifies a railroad for **Bodily Injury** or **Property Damage** arising out of construction or demolition operations, within 50 feet of any railroad property and affecting any railroad bridge or trestle, tracks, road-beds, tunnel, underpass or crossing;
2. that indemnifies an architect, engineer or surveyor for injury or damage arising out of:
   a. preparing, approving, or failing to prepare or approve, maps, shop drawings, opinions, reports, surveys, field orders, change orders or drawings and specifications; or
   b. giving directions or instructions, or failing to give them, if that is the primary cause of the injury or damage; or
3. under which the Insured, if an architect, engineer or surveyor, assumes liability for an injury or damage arising out of the Insured's rendering or failure to render professional services, including those shown in subparagraph 2 above and supervisory, inspection, architectural or engineering activities.

O. **Key Executive** means the Chief Executive Officer, Chief Operating Officer, Chief Financial Officer, President, General Counsel or general partner (if the Named Insured is a partnership) of the Named Insured or sole proprietor (if the Named Insured is a sole proprietorship). A Key Executive also means any other person holding a title designated by you and approved by us, which title is shown in Schedule B, Additional Key Executives attached to and forming part of this policy.

P. **Loss** means those sums actually paid as judgments or settlements.

Q. **Mobile Equipment** means any of the following types of land vehicles, including any attached machinery or equipment:
   1. bulldozers, farm machinery, forklifts and other vehicles designed for use principally off public roads;
   2. vehicles maintained for use solely on or next to premises you own or rent;
   3. vehicles that travel on crawler treads;
   4. vehicles, whether self-propelled or not, maintained primarily to provide mobility to permanently mounted:
      a. power cranes, shovels, loaders, diggers or drills; or
      b. road construction or resurfacing equipment such as graders, scrapers or rollers;
   5. vehicles not described in Paragraph 1, 2, 3 or 4 above that are not self-propelled and are maintained primarily to provide mobility to permanently attached equipment of the following types:
      a. air compressors, pumps and generators, including spraying, welding, building cleaning, geophysical exploration, lighting and well servicing equipment; or
      b. cherry pickers and similar devices used to raise or lower workers;
   6. vehicles not described in Paragraph 1, 2, 3 or 4 above maintained primarily for purposes other than the transportation of persons or cargo.

However, self-propelled vehicles with the following types of permanently attached equipment are not Mobile Equipment, but will be considered Autos:

a. equipment designed primarily for snow removal,
b. road maintenance, but not construction or resurfacing; or

**NOTICE:** THESE POLICY FORMS AND THE APPLICABLE INSURANCE RATES ARE SUBJECT TO THE REQUIREMENTS OF THE NEW YORK STATE INSURANCE DEPARTMENT. HOWEVER, SUCH FORMS AND RATES MUST MEET THE MINIMUM STANDARDS OF THE NEW 80517 (1004) INSURANCE LAW AND REGULATIONS. Page 19 of 23 AH0877 2 - 13000 © 2001 American International Group, Inc. includes copyrighted material of Insurance Services Office, Inc. with its permission.