# NON FOLLOW FORM

Notwithstanding the terms, conditions and exclusions or limitation of this Policy, in no event shall this Policy follow the terms, conditions, exclusions or limitations in the Followed Policy or provide coverage under this Policy with respect to or as a result of any of the following clauses or similar clauses in the Followed Policy:

- Liberalization Clause;
- Cancellation, non-renewal or change in terms notice provisions;
- State specific "No fault", Uninsured Motorist or Underinsured Motorist law, or any similar law;
- Crisis Management or Crisis Response provisions;
- Accidental Insurance provisions; or
- Sublimit of liability, unless coverage for such sublimit is specifically endorsed to this Policy;
- Service of Suit Clause or endorsement

## RESTRICTIVE AS UNDERLYING

Notwithstanding the terms, conditions and exclusions or limitations of this Policy, if any Underlying Policy(ies) with limits of liability in excess of the Followed Policy but underlying to this Policy (the Intervening Policy(ies)) contains warranties, terms, conditions, exclusions or limitations more restrictive than the Followed Policy, whether on the effective date of this Policy or at any time during the Policy Period of this Policy, then this Policy shall be deemed to follow those more restrictive warranties, terms, conditions, exclusions or limitations of the Intervening Policy(ies).

**IN WITNESS WHEREOF**, the Insurer has caused this Policy to be signed by its duly Authorized Representative.

**KENNETH J. LESTRANGE**

**CHAIRMAN, CHIEF EXECUTIVE OFFICER AND PRESIDENT**

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Date of Issuance: June 19, 2009
BSF-01 (Ed 02/09)