# Additional/Return Premium: NIL
**Form OCC01**
**Page 1 of 2**

**NON FOLLOWED ENDORSEMENT**

In consideration of the premium charged, it is agreed that the following is added to Item 9. of the Declarations:

**Item 9. FOLLOWED POLICY:**

Endorsements our Policy does not follow:
- ACE Producer Compensation Practices and Policies
- OFAC Advisory Notice
- Catastrophe Management Coverage Endorsement
- Catastrophe Management Policyholder Notice
- Cancellation Amendatory Endorsement (90 days)
- Uninsured/Underinsured Motorists Coverage
- Cap on Losses from Certified Acts of Terrorism
- Disclosure Pursuant to Terrorism Risk Insurance Act
- Cancellation Condition Amendment Endorsement
- Punitive Damages – Most Favorable Jurisdiction Limitation Endorsement
- Employee Benefits Liability Endorsement – Claims Made
- New York Changes
- New York Changes Transfer of Duties
- Foreign Entity Loss – Indemnity Endorsement
- War Exclusion

- Any other Liberalization Clause; Cancellation, non-renewal or change in terms notice provisions; State specific "No Fault", Uninsured Motorist or Underinsured Motorist law, or any similar law; Crisis Management or Crisis Response provisions; Accidental Insurance provisions; or Sublimit of liability, unless coverage for such sublimit is specifically endorsed to this Policy.

The effective date of this endorsement is **May 21, 2010**
All other terms and conditions remain unchanged.
This endorsement is attached to and made a part of Policy No. **IBM-1455/OCC01**
of ACE Bermuda Insurance Ltd.

Issued to: **International Business Machines Corporation**
Date of Issue: **May 19, 2010**
By **Authorized Representatives**

End No. 4