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ACE Bermuda Insurance Ltd., Policy No. IBM-1455/OCC01

End. No. 4
Eff. May 21/10
NON FOLLOWED ENDORSEMENT
References endorsements contained in the Followed Policy that the ACE Bermuda policy will not follow.

End. No. 5
Eff. May 21/10
LAW OF CONSTRUCTION AND INTERPRETATION ENDORSEMENT
It is hereby agreed that this Policy and any dispute, controversy or claim arising out of or relating to this Policy shall be governed by and construed in accordance with the internal laws of the State of New York, except as stated on this Endorsement.

End. No. 6
Eff. May 21/10
ARBITRATION ENDORSEMENT
This endorsement evidences that any dispute, controversy or Claim arising out of the Policy shall be fully determined in London, England under the provisions of the Arbitration Act of 1996.

End No. 7
Eff. May 21/10
NOTICE OF CLAIM REPORTING ENDORSEMENT
Outlines the Insured’s duties and responsibilities for reporting claims to ACE.

End No. 8
Eff. May 21/10
ASSISTANCE AND COOPERATION/DEFENSE LIMITATION ENDORSEMENT
In consideration of the premium charged, it is agreed that the listed items are added to the Policy, notwithstanding anything to the contrary in the Followed Policy.

End No. 9
Eff. May 21/10
PREMIUM PAYMENT ENDORSEMENT
This endorsement evidences that the applicable policy premium shall be paid in full to the Insurer within fifteen (15) business days of the commencement of the Policy Period, as well as, cancellation provision of policy for non payment of premium.

End No. 10
Eff. May 21/10
FOLLOWING FORM POLICY ISSUANCE ENDORSEMENT
This endorsement evidences the provisions for issuance of the Followed Policy.

End No. 11
Eff. May 21/10
CANCELLATION ENDORSEMENT
Amends the cancellation provision within the policy.

End No. 12
Eff. May 21/10
PUNITIVE DAMAGES ENDORSEMENT
Notwithstanding anything contained in the Followed Policy, the Insured’s liability for Punitive Damages as a consequence of an Occurrence shall be covered under this Policy in the same circumstances and to the same extent as the Insured’s liability for compensatory damages attributable to such Occurrence would be covered by this Policy.