(1) is responsible for the truthfulness and accuracy of any material information provided to us with respect to a "foreign business operation", "foreign occurrence", claim, "suit" or "loss"; and

(2) will not, at any time, intentionally conceal or misrepresent a material fact concerning this policy; a "foreign business operation"; a "loss", claim or "suit" or a "foreign occurrence".

**VI. DEFINITIONS**

When this endorsement applies, Definition M. in the policy is deleted and replaced with the following:

M. "Loss" means those sums paid in the settlement of a claim or "suit" or satisfaction of a judgment which the "foreign business operation" is legally liable to pay as damages because of "bodily injury", "property damage", or "personal and advertising injury", for which the "foreign business operation" makes a claim for reimbursement from the "First Named Insured, after making proper deduction for all recoveries and salvages.

The following definitions are added to the policy and apply to the coverage provided by this endorsement:

"First Named Insured" means the first Named Insured shown in the Declarations.

"Foreign business operation" means an affiliate, subsidiary or other organization with its principal place of business, statutory domicile, residence, or business operation subject to liability for otherwise covered "bodily injury", property damage" or "personal and advertising injury" located in a country where we are not licensed. Country includes any political jurisdiction that independently regulates the licensing of insurance companies.

"Foreign occurrence" means an "occurrence" arising from the premises, operations or products of a "foreign business operation" taking place in or causing "bodily injury", "property damage" "personal and advertising injury" in a country where we are not licensed. This endorsement provides the only coverage under the policy for a "foreign occurrence".

All other terms and conditions of the policy remain unchanged.