# Exclusion - Collection or Distribution of Material or Information in Violation of Law

**Endorsement # 05**

**Policy No.:** AEC 5574320-00  
**Eff. Date of Pol.:** 05/21/2013  
**Exp. Date of Pol.:** 05/21/2014  
**Eff. Date of End.:** 05/21/2013  
**Producer:** 50522000  
**Add'l Prem.:** ----------  
**Return Prem.:** ----------  

**Named Insured and Mailing Address:**
- **INTERNATIONAL BUSINESS MACHINES CORPORATION**
- **1 New Orchard Rd**
- **Armonk, NY 10504**

**Producer:**
- **AON RISK SERVICES NORTHEAST INC.**
- **199 WATER ST FL 32ND**
- **NEW YORK, NY 10038-3526**

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**THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY.**

Exclusion E. VIOLATION OF STATUTES under SECTION IV. EXCLUSIONS is deleted and replaced by the following:

This policy does not apply to any liability, damage, loss, cost or expense:

**COLLECTION OR DISTRIBUTION OF MATERIAL OR INFORMATION IN VIOLATION OF LAW**

E. Directly or indirectly arising out of or based upon any action or omission that violates or is alleged to violate:
1. The Telephone Consumer Protection Act (TCPA), including any amendment of or addition to such law;
2. The CAN-SPAM Act of 2003, including any amendment of or addition to such law;
3. The Fair Credit Reporting Act (FCRA) and any amendment of or addition to such law including the Fair and Accurate Credit Transactions Act (FACTA); or
4. Any federal, state or local statute, ordinance, or regulation, other than the TCPA, CAN-SPAM Act of 2003 or FCRA, and their amendments and additions, or any other legal liability, at common law or otherwise, that addresses, prohibits, or limits the printing, dissemination, disposal, collecting, recording, use of, sending, transmitting, communicating or distribution of material or information.

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**ALL OTHER TERMS AND CONDITIONS OF THIS POLICY REMAIN UNCHANGED.**

Includes copyrighted material of Insurance Services Office, Inc. with its permission.
U-EXS-312-E CW (01/12)
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