End 034-01/13
Form BSF-02
Page 1 of 1

**ADDITIONAL/RETURN PREMIUM: NIL**

**BUSINESS CONTINUITY ENDORSEMENT**

It is hereby understood and agreed that the following is added to the **CONDITIONS** of this Policy:

8. **BUSINESS CONTINUITY**

Notwithstanding anything contained in the Followed Policy or any endorsement to the Followed Policy, if communications internally within the Named Insured's organization, or between the Named Insured and the Company, or internally within the organization of the Representative of the Named Insured and the Named Insured, or between the Representative of the Named Insured and the Named Insured and/or the Company are materially impeded or prevented by natural disaster or other catastrophe within thirty (30) calendar days of the Policy Period expiration date, the Company agrees to extend coverage for a period of thirty (30) calendar days from such Policy Period expiration date. Should the Company extend coverage in accordance with the preceding, in consideration for such extension, a pro-rata additional premium shall be paid to the Company.

The Named Insured and the Company may, by mutual agreement, retroactively void from its inception an extension of coverage pursuant to this endorsement.

Nothing herein contained shall be held to vary, alter, waive or extend any of the terms, conditions, exclusions or limitations of the Policy referenced below, except as expressly stated herein.

The effective date of this endorsement is May 21, 2013
All other terms and conditions remain unchanged.
This endorsement is attached to and made a part of Policy No. IBM-0015/BSF02
of ACE Bermuda Insurance Ltd.

Issued to:
International Business Machines Corporation

Date of Issue: May 20, 2013

By
Authorized Representatives

End No. 13