# You Need To Know - continued

- **NOTICE(S) TO POLICYHOLDER(S):**
  The Important Notice(s) to Policyholder(s) provide a general explanation of changes in coverage to your policy. The Important Notice(s) to Policyholder(s) is not a part of your insurance policy and it does not alter policy provisions or conditions. Only the provisions of your policy determine the scope of your insurance protection. It is important that you read your policy carefully to determine your rights, duties and what is and is not covered.

| FORM NUMBER | TITLE |
|-------------|-------|
| NP 73 12 01 08 | Policyholder Disclosure Notice Of Insurance Coverage For Certified Acts Of Terrorism |
| OC 709 05 96 | Important Notice - Your Action Required |