4. Any required notice of nonrenewal or conditional renewal notice (or, in the case of an alternative renewal notice, the second notice) as required by Paragraph 3. shall: contain the specific reason or reasons for nonrenewal or conditional renewal; set forth the amount of any premium increase or, where such amount cannot reasonably be determined as of the time the notice is provided, a reasonable estimate of the premium increase based upon the information available to us at that time; and describe in plain and concise terms the nature of any other proposed changes. The notice shall be mailed or delivered at least sixty, but not more than one hundred twenty, days in advance of the expiration date of the policy, except that for an "excess liability policy" or a policy issued to a "jumbo risk", the notice shall be mailed or delivered at least thirty, but not more than one hundred twenty, days in advance of the expiration date of the policy. Notice required herein shall be sent by registered, certified or other first class mail. Delivery of written notice shall be equivalent to mailing. Proof of mailing of such notice as aforesaid shall be sufficient proof of notice. The policy period shall terminate at the effective date and hour of cancellation or nonrenewal specified in such notice. No additional notice shall be required, however, in the event that we have provided notice as required, and thereafter the policy is extended for ninety days or less. In addition, no notice shall be required when the named insured, an agent or broker authorized by the named insured, or another insurer of the named insured has mailed or delivered written notice that the policy has been replaced or is no longer desired.

5. In the event that a late conditional renewal notice or a late nonrenewal notice is provided by us prior to the expiration date of the policy, coverage shall remain in effect, at the same terms and conditions of the expiring policy and at the lower of the current rates or the prior period's rates, until sixty days after such notice is mailed or delivered, except to the extent that, prior thereto, the "insured" has replaced the coverage or elects to cancel, in which event such cancellation shall be on a pro rata premium basis; provided, however, that if the "insured" elects to renew on the basis of the conditional renewal notice, then such terms, conditions and rates shall govern the policy upon expiration of such sixty day period unless such notice was provided at least thirty days prior to the expiration date of the policy, in which event the terms, conditions and rates set forth in the conditional renewal notice shall apply as of the renewal date.

6. Upon written request by the first named insured or their authorized agent or broker, we will mail or deliver the following loss information covering a period as specified by the Superintendent or the period of time that we have provided coverage, whichever is less, within ten days of receiving such request:

(A) Information on closed claims, including date and description of "occurrence", and any payments;

(B) Information on open claims, including date and description of "occurrence", and amounts of

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