**(H)** Where we have reason to believe, in good faith and with sufficient cause, that there is a probable risk or danger that the "insured" will destroy, or permit to be destroyed, the insured property for the purpose of collecting the insurance proceeds, provided, however, that:

(i) A notice of cancellation on this ground shall inform the "insured" in plain language that the "insured" must act within ten days if review by the Department of the ground for cancellation is desired pursuant to item (iii) of this Subparagraph (H);

(ii) We shall simultaneously provide notice of cancellation on this ground to the Department;

(iii) Upon written request of the "insured" made to the Department within ten days from the "insured's" receipt of notice of cancellation on this ground, the Department shall undertake a review of the ground for cancellation to determine whether or not we have satisfied the criteria for cancellation specified in this subparagraph; if after such review the Department finds no sufficient cause for cancellation on this ground, the notice of cancellation on this ground shall be deemed null and void;

**(I)** If this is a professional liability insurance policy, then additionally based on revocation or suspension of the "insured's" license to practice their profession or, if the "insured" is a hospital, if it no longer possesses a valid operating certificate under applicable public health law for the State of New York;

**(J)** If this is an "excess liability policy", then additionally based on cancellation of one or more of the underlying policies providing primary or intermediate coverage, where: such cancellation is based on one or more reasons in Subparagraphs (A) - (I); and such policies are not replaced without lapse.

3. We will mail to the first named insured, and to their authorized insurance agent or broker, written notice indicating our intention:

**(A)** Not to renew this policy;

**(B)** To condition renewal of the policy upon change of limits, change in type of coverage, reduction of coverage, increased deductible or addition of exclusions or upon increased

NY-UN-001-11/2013
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