thousand dollars, but shall not include any public entity or not-for-profit corporation.

If "insured" is not defined in Section V. DEFINITIONS of this policy, then "insured" shall have the same meaning as provided in the WHO IS AN INSURED Section, including any amendments to that section by endorsement.

All other terms and conditions of this policy remain unchanged.

**Authorized Representative OR Countersignature (in states where applicable)**

NY-UN-001-11/2013
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