# Property Damage Definition

"Property damage" means physical injury to tangible property, including all resulting loss of use of that property. All such loss of use shall be deemed to occur at the time of the physical injury that caused it. "Electronic data" is not tangible property.

## Retained Limit Definition

The definition of "retained limit" is deleted and replaced by the following:

"Retained limit" means a Self-Insured Retention in the amount of $15,000,000 applicable to each "occurrence". The "retained limit" may be eroded by "loss" only and not defense expenses or supplementary payments.

## Coverage Exclusions

IV. Notwithstanding anything in this endorsement or elsewhere in this policy, the limited coverage for "bodily injury" and "property damage" provided by virtue of the exceptions in this exclusion does not apply to and no coverage is provided for any notification costs, credit monitoring expenses, forensic expenses or any other similar expenses unless such expenses qualify as covered "catastrophe management expenses" under a Catastrophe Management Coverage Endorsement attached to this policy and then subject to all of the terms and limitations of that coverage.

All other terms and conditions of the policy remain unchanged.