# KNOWLEDGE OF OCCURRENCE

| Named Insured | International Business Machines Corporation |
|---------------|-------------------------------------------|
| Endorsement Number | 19 |
| Policy Symbol | XOO |
| Policy Number | G2763848A |
| Policy Period | 05/21/2015 to 05/21/2016 |
| Effective Date of Endorsement | 05/21/2015 |
| Issued By (Name of Insurance Company) | ACE Property and Casualty Insurance Company |

## THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY.

This endorsement modifies insurance provided under the following:

**COMMERCIAL UMBRELLA LIABILITY POLICY**

With respect to any loss reporting requirements under this policy, it is understood and agreed that knowledge of an OCCURRENCE or claim by an agent, servant or employee of YOURS or any other person shall not in itself constitute knowledge by YOU, unless the Corporate Risk Management Department or General Counsel shall have received notice from said agent, servant, employee or any other person.

All other terms and conditions of this Policy remain unchanged.

**JOHN J. LUP CA President**

Authorized Representative

MS-21881 (05/13)
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