**IV.** As used in this endorsement “terrorism” means:

(1) any act that is certified by the United States Secretary of the Treasury, in consultation with the United States Secretary of Homeland Security, and United States Attorney General, to be an act of terrorism pursuant to the Terrorism Risk Insurance Act of 2002, including all amendments thereto; or

(2) activities against persons, organizations or property of any nature, including any actions in hindering, defending against, responding to or retaliating against an actual or suspected activities:

a. That involve the following or preparation for the following:

i. Use or threat of force or violence; or

ii. Commission or threat of a dangerous act; or

iii. Commission or threat of an act that interferes with or disrupts an electronic communication, information, or mechanical system; and

b. When one or both of the following applies:

i. The effect is to intimidate or coerce a government or the civilian population or any segment thereof, or to disrupt any segment of the economy; or

ii. It appears that the intent is to intimidate or coerce a government, or to further political, philosophical, ideological, religious, social, economic, or similar type objectives or positions, or to express (or express opposition to) any such objectives, positions, ideas or beliefs.

**V.** Coverage does not apply, however, with respect to any “bodily injury”, “property damage”, “personal and advertising injury” or any other loss, cost, defense fee, expense, injury, damage, claim, dispute or “suit” that is otherwise excluded and/or not insured by this policy, including, but not limited to, any exclusions with respect to war, nuclear liability, or “terrorism”, in whole or in part.

All other terms and conditions of this policy remain unchanged.