underlying to this Policy; or

b. Any "Quota Share Policy(ies)" contain any terms, conditions, exclusions or limitations added by amendatory endorsement more restrictive than this Policy or the "Followed Policy", whether on the effective date of this Policy or at any time during the Policy Period of this Policy, then this Policy shall not drop down to apply in place of such excluded coverage and the "Insured" shall be considered as a self-insurer to the extent that there is no other available insurance to cover the deficit.

6. BUSINESS CONTINUITY

Notwithstanding anything to the contrary, if communications internally within the "Named Insured's" organization, or between the "Named Insured" and the "Company", or internally within the Representative of the Insured's organization, or between the broker and the "Named Insured" and/or the "Company" are materially impeded or prevented by natural disaster or other catastrophe within thirty (30) calendar days of the Policy Period expiration date, the "Company" agrees to extend this policy for a period of thirty (30) calendar days from such Policy Period expiration date.

Should the "Company" extend this policy in accordance with the preceding, in consideration for such extension:

a. A pro-rata additional premium shall be paid to the "Company" in consideration of such extension; and

b. Such extension of the Policy Period will not increase or reinstate any aggregate Limit of Insurance as set forth in Item 3. of the Declarations of this Policy.

The "Named Insured" and the "Company" may, by mutual agreement, retroactively void such thirty (30) calendar day extension of the Policy Period.

7. SINGULAR AND PLURAL FORM OF A WORD

If the singular or plural form of a word is used in this policy, such word shall also include the other form as required in the context of the sentence using such word, as appropriate, including the words contained in Section V - DEFINITIONS below (for example: "insured" and "insureds").

V - DEFINITIONS

1. "Insured" has the same meaning as provided in the "Followed Policy" except as otherwise modified by endorsement to this policy, if any.

2. "Quota Share Policy(ies)" means those policies as per Endorsement No. 1 Schedule of Excess Policy(ies), Section II – Schedule of Quota Share Policy(ies).

3. "Underlying Limits" means the applicable Limits of Insurance of all "Underlying Policy(ies)," including any self-insured retentions and retained limits.

4. "Underlying Policy(ies)" means those policies as per Endorsement No. 1 Schedule of Excess Policy(ies), Section I - Schedule of Underlying Policy(ies), including, but not limited to, any Intervening Policies as set forth in Section I B) of Endorsement No. 1 Schedule of Excess Policy(ies). Which in turn are excess of various insurances and/or retentions as more fully set forth in the "Followed Policy".