# New York Changes – Cancellation and Nonrenewal

This endorsement changes the policy. Please read it carefully.

## Commercial Excess Liability Coverage Part

### Ending This Policy

#### 1. Cancellation

a. You may cancel the entire policy by returning it to us or by giving us advance notice of the date cancellation is to take effect.

b. When this policy is in effect less than 60 days and is not a renewal or continuation policy, we may cancel the entire policy for any reason provided we mail you notice within this period. If we cancel for nonpayment of premium, we will:

(1) Mail you at least 15 days' notice; and
(2) Inform you of the amount due.

Payment of premium will be considered on time if made within 15 days after we mail you notice of cancellation. If we cancel for any other reason, we will mail you at least 20 days' notice.

c. When this policy is in effect 60 days or more or is a renewal or continuation policy, we may cancel it or any insurance deemed severable only for one or more of the following reasons:

(1) Nonpayment of premium, provided, however, that a notice of cancellation on this ground shall inform you of the amount due. If we cancel for this reason we will mail you at least 15 days' notice. Payment of premium will be considered on time if made within 15 days after we mail you notice of cancellation.