**(9) A violation of any local fire, health, safety, building or construction regulation or ordinance with respect to Covered Property or the occupancy thereof which substantially increases any hazard insured against; or**

**(10) Certain conditions exist, as stated in Paragraph B. of this endorsement.**

*We will mail written notice of cancellation to the first Named Insured, and agent, if any, at least:*

*(a) Five days before the effective date of cancellation for any condition stated in Paragraph B. of this endorsement;*

*(b) 10 days before the effective date of cancellation for nonpayment of premium; or*

*(c) 30 days before the effective date of cancellation for any reason stated in Paragraphs 2.b.(2) through (9) above.*

*However, for policies with terms longer than one year or continuous policies, notice of cancellation will be mailed at least 30 days prior to any anniversary date for any reason stated in Paragraphs 2.b.(1) through (9) above.*

*If we cancel for a reason listed in Paragraphs 2.b.(1) through (9) above, the notice of cancellation will state our reasons for cancellation.*

**3. We will mail our notice, by first-class mail, to the first Named Insured and agent, if any, at the last mailing address known to us.**

**B. We may also cancel the policy if one or more of the following conditions exist:**

*1. Buildings with at least 65% of the rental units in the building unoccupied.*

*2. Buildings that have been damaged by a covered cause of loss and the "insured" has stated or such time has elapsed as clearly indicates that the damage will not be repaired.*

*3. Buildings to which, following a fire, permanent repairs have not commenced within 60 days following satisfactory adjustment of loss.*

*4. Buildings that have been unoccupied 60 or more consecutive days, except buildings that have a seasonal occupancy, and buildings actually in the course of construction or repair and reconstruction which are properly secured against unauthorized entry.*

*5. Buildings that are in danger of collapse because of serious structural conditions or those buildings subject to extremely hazardous conditions not contemplated in filed rating plans such as those buildings that are in a state of disrepair as to be dilapidated.*

**6. Buildings on which, because of their physical condition, there is an outstanding order to vacate or an outstanding demolition order, or which have been declared unsafe in accordance with applicable law.**

**7. Buildings from which fixed and salvageable items have been or are being removed and the "insured" can give no reasonable explanation for the removal.**

**8. Buildings on which there is reasonable knowledge and belief that the property is endangered and is not reasonably protected from possible arson for the purpose of defrauding an insurer.**

**9. Buildings with any of the following conditions:**

*a. Failure to furnish heat, water, sewer service, or public lighting for 30 consecutive days or more.*

*b. Failure to correct conditions dangerous to life, health, or safety.*

*c. Failure to maintain the building in accordance with applicable law.*

*d. Failure to pay property taxes for more than one year.*

**10. Buildings that have characteristics of ownership condition, occupancy, or maintenance, which are violative of law or public policy.**

*C. The following is added and supersedes any provision to the contrary:*

**NONRENEWAL**

*1. If we elect not to renew this policy, we will mail to the last known address of the first Named Insured shown in the Declarations, and agent, if any, a notice of intention not to renew at least:*

*a. 60 days prior to the expiration date of the policy, except as provided in Paragraph b.;*

*or*

*b. 90 days prior to the expiration date of the policy when the policy provides professional liability coverage for legal and medical services.*

*The notice of nonrenewal will state our reason for nonrenewal.*

*2. We will mail our notice, by first-class mail, to the first Named Insured and agent, if any, at the last mailing address known to us.*

*3. We need not mail or deliver this notice if you have:*

*a. Insured elsewhere;*

*b. Accepted replacement coverage; or*

*c. Requested or agreed to nonrenewal.*

**Page 2 of 2**

**© ISO Properties, Inc., 2007**

**IL 02 34 09 08**