# EARLIER NOTICE OF CANCELLATION AND NON-RENEWAL ENDORSEMENT

| Named Insured | International Business Machines Corporation |
|---------------|-------------------------------------------|
| Endorsement Number | 12 |

| Policy Symbol | HDO |
|---------------|-----|
| Policy Number | G27865355 |
| Policy Period | 05/21/2017 to 05/21/2018 |
| Effective Date of Endorsement | [Not specified] |

Issued By (Name of Insurance Company) | ACE American Insurance Company |

Insert the policy number. The remainder of the information is to be completed only when this endorsement is issued subsequent to the preparation of the policy.

**THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY.**

This endorsement modifies insurance provided under the following:

- COMMERCIAL GENERAL LIABILITY COVERAGE FORM
- BUSINESS AUTOMOBILE COVERAGE FORM
- MOTOR CARRIER COVERAGE FORM
- AUTO DEALERS COVERAGE FORM
- COMMERCIAL UMBRELLA LIABILITY POLICY
- EXCESS GENERAL LIABILITY POLICY
- RAILROAD PROTECTIVE LIABILITY COVERAGE FORM
- EXCESS BUSINESS AUTO COVERAGE FORM

## A. EARLIER NOTICE OF CANCELLATION

For any statutorily permitted reason, other than nonpayment of premium, the minimum number of days required for notice of cancellation as provided in either the Cancellation Condition of the policy or as amended by any applicable state cancellation endorsement is increased to **90** days.

If the state cancellation endorsement provides for more than the number of days notice of cancellation shown above, this provision does not apply.

## B. EARLIER NOTICE OF NON-RENEWAL

If we decide not to renew this policy for any reason other than nonpayment of premium, the minimum number of days for notice of non-renewal as provided by any applicable state non-renewal endorsement is increased to **90** days.

If the state non-renewal endorsement provides for more than the number of days notice of non-renewal shown above, this provision does not apply.

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Authorized Representative

ALL-10617b (06/14)

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