# FELLOW EMPLOYEE COVERAGE

| Named Insured | International Business Machines Corporation |
|---------------|--------------------------------------------|
| Endorsement Number | 14 |

| Policy Symbol | HDO |
|---------------|-----|
| Policy Number | G27865355 |
| Policy Period | 05/21/2017 to 05/21/2018 |
| Effective Date of Endorsement | |

Issued By (Name of Insurance Company) | ACE American Insurance Company |

Insert the policy number. The remainder of the information is to be completed only when this endorsement is issued subsequent to the preparation of the policy.

**THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY.**

This endorsement modifies insurance provided under the following:

**COMMERCIAL GENERAL LIABILITY COVERAGE FORM**

Paragraphs (a), (b) and (c) of 2.a (1) of Section II. – "WHO IS AN INSURED" are deleted.

Coverage under this endorsement is excess over any other insurance, whether primary, excess, contingent or on any other basis, unless written specifically to apply in excess of this policy.