# PROPERTY DAMAGE

| Named Insured | International Business Machines Corporation |
|---------------|-------------------------------------------|
| Endorsement Number | 45 |
| Policy Symbol | HDO |
| Policy Number | G48898919 |
| Policy Period | 05/21/2024 TO 05/21/2025 |
| Effective Date of Endorsement | - |
| Issued By (Name of Insurance Company) | ACE American Insurance Company |

**THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY.**

**THIS ENDORSEMENT MODIFIES INSURANCE PROVIDED UNDER THE FOLLOWING:**

**COMMERCIAL GENERAL LIABILITY COVERAGE FORM**

Section I – Coverages, Coverage A. – Bodily Injury and Property Damage Liability, Exclusion 2.j. Damage to Property is deleted in its entirety and replaced with the following:

j. Damage to Property

“Property damage” to:

(1) Property you own;

(2) Property leased under an agreement whereby you are responsible for the operation, maintenance or repair of the building and its equipment

MS-13627 (05/18)
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