# New Mexico Changes – Cancellation and Nonrenewal

**Policy Number:** HDO G48898919  
**Endorsement Number:** 146  
**IL 02 98 05 15**

**THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY.**

## New Mexico Changes – Cancellation and Nonrenewal

This endorsement modifies insurance provided under the following:

- CAPITAL ASSETS PROGRAM (OUTPUT POLICY) COVERAGE PART
- COMMERCIAL GENERAL LIABILITY COVERAGE PART
- COMMERCIAL INLAND MARINE COVERAGE PART
- COMMERCIAL PROPERTY COVERAGE PART
- CRIME AND FIDELITY COVERAGE PART
- EMPLOYMENT-RELATED PRACTICES LIABILITY COVERAGE PART
- EQUIPMENT BREAKDOWN COVERAGE PART
- FARM COVERAGE PART
- LIQUOR LIABILITY COVERAGE PART
- MEDICAL PROFESSIONAL LIABILITY COVERAGE PART
- POLLUTION LIABILITY COVERAGE PART
- PRODUCTS/COMPLETED OPERATIONS LIABILITY COVERAGE PART

### A. Paragraph 2. of the Cancellation Common Policy Condition is replaced by the following:

#### 2. Permissible Reasons And Notice Period

##### a. If this Policy has been in effect less than 60 days and is not a renewal of a policy we issued, we may cancel for any reason by mailing or delivering to the first Named Insured written notice of cancellation at least 10 days before the effective date of cancellation, provided that the cancellation becomes effective before the Policy has been in effect for 60 days.

##### b. If Paragraph a. does not apply, we may cancel only for one or more of the following reasons:
- (1) Nonpayment of premium.
- (2) There has been a substantial change in the risk assumed by us since the Policy was issued.
- (3) The Policy was obtained through material misrepresentation, fraudulent statements, omissions or concealment of fact material to the acceptance of the risk or to the hazard assumed by us.
- (4) Willful and negligent acts or omission by the insured have substantially increased the hazards insured against.
- (5) You presented a claim based on fraud or material misrepresentation.

##### c. If we cancel subject to 2.b. above, we will mail or deliver to the first Named Insured written notice of cancellation at least:
- (1) 10 days before the effective date of cancellation, for the reason set forth in 2.b.(1).
- (2) 30 days before the effective date of cancellation, for the reason set forth in 2.b.(2).
- (3) 15 days before the effective date of cancellation, for a reason set forth in 2.b.(3), 2.b.(4) or 2.b.(5).

The written notice will state the reason for cancellation, except that such statement may be omitted from a notice mailed to an additional insured or lienholder under this Policy.

### B. The following condition is added and supersedes any provision to the contrary:

#### Nonrenewal

If we decide not to renew this Policy, we will mail to the first Named Insured written notice of the nonrenewal not less than 30 days before the expiration date of the Policy.

Proof of mailing will be sufficient proof of notice.

**IL 02 98 05 15**  
© Insurance Services Office, Inc., 2014  
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