The Limits of Liability set forth in Item 4. in the Declarations will be increased in proportion to any policy extension provided in accordance with paragraph D.M.3.d. above.

J. Subparagraph 1. of paragraph J. OTHER INSURANCE of SECTION V -- CONDITIONS, is replaced in its entirety by the following:

The insurance afforded by this policy shall be excess over any other insurance valid and collectible by the insured, irrespective of whether such other insurance is stated to be primary, contributing, excess, contingent or otherwise. This condition shall not apply to insurance purchases specifically to apply either in excess of our Limits of Liability under this policy or as contributing insurance to the layer of insurance provided by this policy.