# INSURANCE POLICY DOCUMENT

## E. CHANGES
1. Notice to any agent or knowledge possessed by any agent or by any other person will not effect a waiver or change in any part of this policy. This policy can only be changed by a written endorsement that becomes part of this policy.

## F. INSPECTION
1. We have the right, but are not obligated to inspect the "Insured's" premises and operations at any time. Our inspections are not safety inspections. They relate only to the insurability of the premises and operations and the premium to be charged under this policy. We may give the "Insured" reports on the conditions we find and may also recommend changes. While these recommendations may help reduce losses, we do not undertake to perform the duty of any person or organization to provide for the health or safety of workers or the public. We do not warrant that the premises or operations are safe or healthful, or that they comply with laws, regulations, codes or standards.

## G. INSURED'S DUTIES
1. Written notice of any accident, occurrence or offense which may result in a claim under this policy shall be given to us by or on behalf of the "Insured" as soon as practicable. Such notice shall contain particulars sufficient to identify the "Insured" and the fullest available information at the time.
2. If a claim is made, a suit is brought or a proceeding is instituted against the "Insured" for injury or damage with respect to which insurance is afforded under this policy, the "Insured" shall immediately forward to us copies of every demand, notice, summons, or other process received by the "Insured" or its representative.
3. The "Insured" shall cooperate with us and, upon our request, assist us in making settlements, in the conduct of any suit, and in the enforcement of any right of contribution or indemnity against any person or organization who may be liable to the "Insured" because of injury or damage with respect to which insurance is afforded under this policy; and the "Insured" shall

## D. CANCELLATION
1. The first "Named Insured" may cancel this policy by mailing or delivering to us advance written notice stating when thereafter the cancellation will take effect.
2. We may cancel this policy. If we cancel for nonpayment of premium, we must mail or deliver to you at your address set forth in Item 1. of the Declarations not less than ten (10) days advance written notice stating when thereafter the cancellation will take effect. If we cancel for any reason other than nonpayment of premium, we must mail or deliver to you not less than thirty (30) days advance written notice stating when thereafter the cancellation is to take effect.
3. Our "Policy Period" will end on the day and hour stated in the cancellation notice.
4. If we cancel this policy, earned premium will be calculated pro rata based upon the time that this policy was in effect.
5. If you cancel this policy, earned premium will be computed in accordance with the customary short rate table and procedure.
6. Premium adjustment may be made either at the time of cancellation or as soon as practicable thereafter, but the cancellation will be effective even if we have not made or offered any refund due you. Our check or our representative's check, mailed or delivered to you, shall be sufficient tender of any refund due to you under this policy.
7. The first "Named Insured" in Item 2. of the Declarations shall act on behalf of all other "Named Insureds" with respect to the giving and receiving of notice of cancellation and the receipt of any refund that may become payable under this policy.
8. Any of these provisions that conflict with a law that controls the cancellation of the insurance in this policy is changed by this statement to conform with such law.

CE 71 00 (Ed. 04 97)
Page 5 of 7
Printed in U.S.A.