H. Marine Products
   London Market
   $5,000,000 each occurrence/$5,000,000 aggregate
   excess of $50,000 self insured retention

I. Foreign General and Automobile Liability
   Aetna Insurance Co.
   (Covers IBM World Trade Corp., Etal)
   General Liability - $250,000 Combined Single Limit
   each occurrence and aggregate as applicable
   Automobile Liability - $250,000 Combined Single Limit
   each occurrence

J. Advertisers Liability
   (Covers IBM World Trade Corp., Etal)
   Seaboard Surety
   $500,000 limit ($50,000 as respects punitive damages)

K. General Liability
   Commercial Union Assurance Co. of Canada
   (Covers IBM World Trade Corp. - Canada)
   $1,000,000 Combined Single Limit each occurrence/
   aggregate as applicable

L. Automobile Liability
   Commercial Union Assurance Co. of Canada
   (Covers IBM World Trade Corp. - Canada)
   $1,000,000 Combined Single Limit each occurrence

M. Foreign Employers Liability
   Great American Insurance Company
   $100,000 each accident/aggregate as applicable

2. Domestic
   $75,000,000 each and every loss (and in aggregate
   annually in respect of flood and earthquake and
   volcanic eruption) Property Damage and Time Element:
   "Difference in Conditions - HPR Property and All
   Risks - Non HPR Property."

3. Domestic
   $20,000,000 each and every loss contingent business
   interruption and/or extra expense: "Fire and Named
   Perils."

4. Domestic
   $20,000,000 each and every loss Property Damage Only
   "Gap" Coverage: "Fire and/or E.C. and/or HPR Perils."