# THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY.

## ENDORSEMENT #4

This endorsement, effective 12:01 A.M. 05/21/99 forms a part of Policy No. RMGL 612-27-08 issued to International Business Machines Corporation by American Home Assurance Company.

### EXPECTED OR INTENDED INJURY EXCLUSION AMENDED

This endorsement modifies insurance provided under the following:

#### COMMERCIAL GENERAL LIABILITY COVERAGE FORM

**Section I - Coverages, Coverage A.- Bodily Injury and Property Damage Liability, 2. - Exclusions, a. - Expected or Intended Injury is amended to read:**

"Bodily injury" or "property damage" expected or intended from the standpoint of the "insured." However, this exclusion does not apply to "bodily injury" or "property damage" resulting from the use of reasonable force to protect persons or property.

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AUTHORIZED REPRESENTATIVE