# THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY.

## ENDORSEMENT #13

This endorsement, effective 12:01 A.M. 05/21/99 forms a part of Policy No. RMGL 612-27-08 issued to International Business Machines Corporation by American Home Assurance Company.

### "IN REM" ENDORSEMENT

This endorsement modifies insurance provided under the following:

**COMMERCIAL GENERAL LIABILITY COVERAGE FORM**

Section II - Who Is An Insured - 2.a is amended to add:

e. An action "In Rem" shall be considered an action "In Personam"

AUTHORIZED REPRESENTATIVE