# Policyholder Notice

## Conditions (continued)

- **Changes**
  - which provides that the policy can only be changed by written endorsement and that notice to or knowledge possessed by any agent or other person will not constitute a waiver or change in any part of the policy.

- **First Named Insured**
  - which vests premium responsibilities in the insured named in item 1 of the Declarations and makes that insured responsible for the giving and receiving of all required notices on behalf of all insureds.

- **Inspection**
  - which gives us the right, but not the obligation to inspect the insured premises or operations at any time.

- **Titles of Paragraphs**
  - which provides that the titles of the various paragraphs are inserted solely for convenience or reference.

- **Transfer of Rights and Duties**
  - which provides that your rights and duties under the policy may not be transferred without our written consent.